Regulatory Capital Requirements and Capital Ratios (Tables)

12 Months Ended

Dec. 31, 2019

Regulatory Capital Requirements and Capital Ratios

Capital and Risk-Based Capital and Leverage Ratios for the Bancorp and its Significant Subsidiary Banks

PRESCRIBED CAPITAL RATIOS

	Minimum			Well-Capitalized
CET1 capital:
Fifth Third Bancorp		4.50	%		N/A
Fifth Third Bank, National Association		4.50			6.50
Tier I risk-based capital:
Fifth Third Bancorp		6.00			6.00
Fifth Third Bank, National Association		6.00			8.00
Total risk-based capital:
Fifth Third Bancorp		8.00			10.00
Fifth Third Bank, National Association		8.00			10.00
Tier I leverage:
Fifth Third Bancorp		4.00			N/A
Fifth Third Bank, National Association		4.00			5.00

The following table presents capital and risk-based capital and leverage ratios for the Bancorp and its banking subsidiary at December 31:    

	2019				2018
($ in millions)	Amount		Ratio		Amount		Ratio
CET1 capital:
Fifth Third Bancorp	$	13,847		9.75 %	$	12,534		10.24 %
Fifth Third Bank, National Association		16,704		11.86		14,435		11.93
Tier I risk-based capital:
Fifth Third Bancorp		15,616		10.99		13,864		11.32
Fifth Third Bank, National Association		16,704		11.86		14,435		11.93
Total risk-based capital:
Fifth Third Bancorp		19,661		13.84		17,723		14.48
Fifth Third Bank, National Association		18,968		13.46		16,427		13.57
Tier I leverage:(a)
Fifth Third Bancorp		15,616		9.54		13,864		9.72
Fifth Third Bank, National Association		16,704		10.36		14,435		10.27

(a) Quarterly average assets are a component of the Tier I leverage ratio and for this purpose do not include goodwill and any other intangible assets and other investments that the Banking Agencies determines should be deducted from Tier I capital.