XML 153 R214.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Segments (Results of Operations and Average Assets by Segment) (Detail) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Segment Reporting Information      
Net interest income $ 4,797 $ 4,140 $ 3,798
Provision for credit losses 471 207 261
Net interest income after provision for credit losses 4,326 3,933 3,537
Noninterest Income:      
Corporate Banking Revenue 570 438 353
Service charges on deposits 565 549 554
Wealth and asset management revenue 487 444 419
Card And Processing Revenue 360 329 313
Mortgage banking net revenue 287 212 224
Other noninterest income 1,224 887 1,357
Securities gains, net 40 (54) 2
Securities gains, non - qualifying hedges on MSRs 3 (15) 2
Total noninterest income 3,536 2,790 3,224
Noninterest expense:      
Salaries, wages and incentives 2,001 1,783 1,633
Employee benefits 417 332 356
Net occupancy expense 332 292 295
Technology and communications 422 285 245
Equipment Expense 129 123 117
Card And Processing Expense 130 123 129
Other noninterest expense (income) 1,229 1,020 1,007
Total noninterest expense 4,660 3,958 3,782
Income (Loss) Before Income Taxes 3,202 2,765 2,979
Applicable income tax expense (benefit) 690 572 799
Net income 2,512 2,193 2,180
Total goodwill 4,252 2,478 2,445
Total assets 169,369 146,069 142,081
Inter segment Elimination      
Segment Reporting Information      
Net interest income 0 0 0
Provision for credit losses 0 0 0
Net interest income after provision for credit losses 0 0 0
Noninterest Income:      
Corporate Banking Revenue 0 0 0
Service charges on deposits 0 0 0
Wealth and asset management revenue [1] (143) (138) (132)
Card And Processing Revenue 0 0 0
Mortgage banking net revenue 0 0 0
Other noninterest income 0 0 0
Securities gains, net 0 0 0
Securities gains, non - qualifying hedges on MSRs 0 0 0
Total noninterest income (143) (138) (132)
Noninterest expense:      
Salaries, wages and incentives 0 0 0
Employee benefits 0 0 0
Net occupancy expense 0 0 0
Technology and communications 0 0 0
Equipment Expense 0 0 0
Card And Processing Expense 0 0 0
Other noninterest expense (income) (143) (138) (132)
Total noninterest expense (143) (138) (132)
Income (Loss) Before Income Taxes 0 0 0
Applicable income tax expense (benefit) 0 0 0
Net income 0 0 0
Total goodwill 0 0 0
Total assets 0 0 0
Commercial Banking      
Segment Reporting Information      
Net interest income 2,360 1,713 1,652
Provision for credit losses 183 (26) 38
Net interest income after provision for credit losses 2,177 1,739 1,614
Noninterest Income:      
Corporate Banking Revenue 565 [2] 432 [3] 348 [4]
Service charges on deposits 308 273 287
Wealth and asset management revenue 3 3 3
Card And Processing Revenue 66 58 57
Mortgage banking net revenue 0 0 0
Other noninterest income 245 151 143
Securities gains, net 0 0 0
Securities gains, non - qualifying hedges on MSRs 0 0 0
Total noninterest income 1,187 917 838
Noninterest expense:      
Salaries, wages and incentives 406 300 252
Employee benefits 60 44 42
Net occupancy expense 28 26 26
Technology and communications 11 7 9
Equipment Expense 25 23 18
Card And Processing Expense 8 4 3
Other noninterest expense (income) 1,083 859 884
Total noninterest expense 1,621 1,263 1,234
Income (Loss) Before Income Taxes 1,743 1,393 1,218
Applicable income tax expense (benefit) 319 254 391
Net income 1,424 1,139 827
Total goodwill 1,954 630 613
Total assets 74,570 61,630 58,456
Branch Banking      
Segment Reporting Information      
Net interest income 2,371 2,034 1,782
Provision for credit losses 224 171 153
Net interest income after provision for credit losses 2,147 1,863 1,629
Noninterest Income:      
Corporate Banking Revenue 4 5 5
Service charges on deposits 260 275 265
Wealth and asset management revenue 158 150 141
Card And Processing Revenue 285 266 251
Mortgage banking net revenue 6 5 6
Other noninterest income 89 53 88
Securities gains, net 0 0 0
Securities gains, non - qualifying hedges on MSRs 0 0 0
Total noninterest income 802 754 756
Noninterest expense:      
Salaries, wages and incentives 489 438 425
Employee benefits 112 98 101
Net occupancy expense 173 175 176
Technology and communications 4 5 4
Equipment Expense 48 50 52
Card And Processing Expense 123 121 127
Other noninterest expense (income) 911 841 796
Total noninterest expense 1,860 1,728 1,681
Income (Loss) Before Income Taxes 1,089 889 704
Applicable income tax expense (benefit) 229 187 249
Net income 860 702 455
Total goodwill 2,046 1,655 1,655
Total assets 69,413 61,040 57,931
Consumer Lending      
Segment Reporting Information      
Net interest income 325 237 240
Provision for credit losses 49 42 40
Net interest income after provision for credit losses 276 195 200
Noninterest Income:      
Corporate Banking Revenue 0 0 0
Service charges on deposits 0 0 0
Wealth and asset management revenue 0 0 0
Card And Processing Revenue 0 0 0
Mortgage banking net revenue 279 206 217
Other noninterest income 14 14 18
Securities gains, net 0 0 0
Securities gains, non - qualifying hedges on MSRs 3 (15) 2
Total noninterest income 296 205 237
Noninterest expense:      
Salaries, wages and incentives 158 156 152
Employee benefits 38 36 37
Net occupancy expense 10 10 10
Technology and communications 8 5 2
Equipment Expense 0 0 0
Card And Processing Expense 0 0 0
Other noninterest expense (income) 241 195 210
Total noninterest expense 455 402 411
Income (Loss) Before Income Taxes 117 (2) 26
Applicable income tax expense (benefit) 25 (1) 9
Net income 92 (1) 17
Total goodwill 0 0 0
Total assets 26,555 22,044 22,218
Wealth and Asset Management      
Segment Reporting Information      
Net interest income 182 182 154
Provision for credit losses 0 12 6
Net interest income after provision for credit losses 182 170 148
Noninterest Income:      
Corporate Banking Revenue 1 2 1
Service charges on deposits 1 1 1
Wealth and asset management revenue 469 429 407
Card And Processing Revenue 3 5 5
Mortgage banking net revenue 2 1 1
Other noninterest income 13 18 4
Securities gains, net 0 0 0
Securities gains, non - qualifying hedges on MSRs 0 0 0
Total noninterest income 489 456 419
Noninterest expense:      
Salaries, wages and incentives 185 173 154
Employee benefits 32 29 27
Net occupancy expense 13 12 11
Technology and communications 1 1 0
Equipment Expense 1 1 0
Card And Processing Expense 1 0 0
Other noninterest expense (income) 296 288 276
Total noninterest expense 529 504 468
Income (Loss) Before Income Taxes 142 122 99
Applicable income tax expense (benefit) 30 25 34
Net income 112 97 65
Total goodwill 252 193 177
Total assets 10,500 10,337 9,494
General Corporate and Other      
Segment Reporting Information      
Net interest income (441) (26) (30)
Provision for credit losses 15 8 24
Net interest income after provision for credit losses (456) (34) (54)
Noninterest Income:      
Corporate Banking Revenue 0 (1) (1)
Service charges on deposits (4) 0 1
Wealth and asset management revenue 0 0 0
Card And Processing Revenue 6 0 0
Mortgage banking net revenue 0 0 0
Other noninterest income 863 651 1,104
Securities gains, net 40 (54) 2
Securities gains, non - qualifying hedges on MSRs 0 0 0
Total noninterest income 905 596 1,106
Noninterest expense:      
Salaries, wages and incentives 763 716 650
Employee benefits 175 125 149
Net occupancy expense 108 69 72
Technology and communications 398 267 230
Equipment Expense 55 49 47
Card And Processing Expense (2) (2) (1)
Other noninterest expense (income) (1,159) (1,025) (1,027)
Total noninterest expense 338 199 120
Income (Loss) Before Income Taxes 111 363 932
Applicable income tax expense (benefit) 87 107 116
Net income 24 256 816
Total goodwill 0 0 0
Total assets $ (11,669) [5] $ (8,982) [6] $ (6,018) [7]
[1] Revenue sharing agreements between wealth and asset management and branch banking are eliminated in the Consolidated Statements of Income.
[2] Includes impairment charges of $3 for operating lease equipment. For more information, refer to Note 9 and Note 29.
[3] Includes impairment charges of $4 for operating lease equipment. For more information, refer to Note 9 and Note 29.
[4] Includes impairment charges of $52 for operating lease equipment. For more information, refer to Note 9.
[5] Includes bank premises and equipment of $27 classified as held for sale. For more information, refer to Note 8.
[6] Includes bank premises and equipment of $42 classified as held for sale. For more information, refer to Note 8.
[7] Includes bank premises and equipment of $27 classified as held for sale.