CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS Unaudited - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Operating Activities
Net income	$ 1,778	$ 1,737
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for (benefit from) credit losses	310	111
Depreciation, amortization and accretion	289	275
Stock-based compensation expense	109	106
Provision for (benefit from) deferred income taxes	(197)	(15)
Securities gains (losses), net	(30)	23
Securities gains (losses), net - non-qualifying hedges on mortgage servicing rights	(5)	18
MSR fair value adjustment	416	(8)
Net gains on sales of loans and fair value adjustments on loans held for sale	(96)	(52)
Net losses (gains) on disposition and impairment of bank premises and equipment	(24)	(37)
Net losses on disposition and impairment of operating lease equipment	(2)	1
Gain on Vantiv and Worldpay transaction	0	(414)
Gain on sale of Worldpay, Inc. shares	(562)	(205)
Proceeds from sales of loans and leases held for sale	5,457	4,017
Cash received under operating leases	(111)	0
Loans originated or purchased for sale, net of repayments	(6,032)	(4,222)
Dividends representing return on equity investments	40	9
Net change in:
Trading debt and equity securities	66	131
Other assets	(825)	355
Accrued taxes, interest and expenses	(130)	3
Other liabilities	(276)	20
Net Cash Provided by (Used in) Operating Activities	445	1,927
Proceeds from sales:
Available-for-sale debt and other securities	8,424	10,867
Loans	221	211
Bank premises and equipment	35	40
Proceeds from repayments / maturities:
Available-for-sale debt and other securities	1,620	1,450
Held-to-maturity securities	3	6
Purchases:
Available-for-sale debt and other securities	(11,204)	(13,322)
Bank premises and equipment	(180)	(145)
MSRs	(26)	(82)
Proceeds from settlement of BOLI	21	11
Proceeds from sale and dividends representing return of equity investments	1,028	601
Net cash received (paid) on acquisitions	1,210	(20)
Net change in:
Other short-term investments	(1,357)	1,324
Loans and leases	(1,132)	(1,882)
Operating lease equipment	(25)	40
Federal funds sold	35	0
Net Cash Provided by (Used in) Investing Activities	(1,327)	(901)
Net change in:
Deposits	2,027	1,180
Federal funds purchased	(1,049)	2,142
Other short-term borrowings	3,206	(2,898)
Dividends paid on common stock	(486)	(347)
Dividends paid on preferred stock	(60)	(60)
Proceeds from issuance of long-term debt	3,103	2,438
Repayment of long-term debt	(4,012)	(2,774)
Repurchase of treasury stock and related forward contract	1,463	1,053
Issuance of preferred shares	242	0
Other	(46)	(68)
Net Cash Provided by (Used in) Financing Activities	1,462	(1,440)
Increase (Decrease) in Cash and Due from Banks	580	(414)
Cash and Due from Banks at Beginning of Period	2,681	2,514
Cash and Due from Banks at End of Period	$ 3,261	$ 2,100