CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS Unaudited - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Operating Activities
Net income	$ 1,228	$ 1,303
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for (benefit from) credit losses	175	27
Depreciation, amortization and accretion	198	226
Stock-based compensation expense	84	80
Provision for (benefit from) deferred income taxes	(110)	5
Securities gains (losses), net	(25)	17
Securities gains (losses), net - non-qualifying hedges on mortgage servicing rights	(5)	17
MSR fair value adjustment	245	(16)
Net gains on sales of loans and fair value adjustments on loans held for sale	(56)	(36)
Net losses (gains) on disposition and impairment of bank premises and equipment	(21)	(41)
Net losses on disposition and impairment of operating lease equipment	(1)	2
Gain on Vantiv and Worldpay transaction	0	(414)
Gain on sale of Worldpay, Inc. shares	(562)	(205)
Proceeds from sales of loans and leases held for sale	2,897	2,557
Cash received under operating leases	(67)	0
Loans originated or purchased for sale, net of repayments	(3,364)	(2,821)
Dividends representing return on equity investments	17	6
Net change in:
Trading debt and equity securities	14	151
Other assets	405	304
Accrued taxes, interest and expenses	(161)	(31)
Other liabilities	(259)	80
Net Cash Provided by (Used in) Operating Activities	808	1,293
Proceeds from sales:
Available-for-sale debt and other securities	7,539	10,283
Loans	96	113
Bank premises and equipment	12	28
Proceeds from repayments / maturities:
Available-for-sale debt and other securities	955	997
Held-to-maturity securities	0	5
Purchases:
Available-for-sale debt and other securities	(8,462)	(12,194)
Bank premises and equipment	(119)	(98)
MSRs	(26)	(50)
Proceeds from settlement of BOLI	8	7
Proceeds from sale and dividends representing return of equity investments	1,008	563
Net cash received (paid) on acquisitions	1,210	(20)
Net change in:
Other short-term investments	(1,479)	1,117
Loans and leases	(933)	(264)
Operating lease equipment	(12)	(3)
Federal funds sold	35	0
Net Cash Provided by (Used in) Investing Activities	(168)	484
Net change in:
Deposits	2,070	969
Federal funds purchased	(1,746)	423
Other short-term borrowings	117	(2,249)
Dividends paid on common stock	(308)	(223)
Dividends paid on preferred stock	(18)	(38)
Proceeds from issuance of long-term debt	3,093	895
Repayment of long-term debt	(2,603)	(1,397)
Repurchase of treasury stock and related forward contract	1,113	553
Other	(49)	(66)
Net Cash Provided by (Used in) Financing Activities	(557)	(2,239)
Increase (Decrease) in Cash and Due from Banks	83	(462)
Cash and Due from Banks at Beginning of Period	2,681	2,514
Cash and Due from Banks at End of Period	$ 2,764	$ 2,052