Regulatory Capital Requirements and Capital Ratios (Tables)

12 Months Ended

Dec. 31, 2018

Regulatory Capital Requirements and Capital Ratios

Capital and Risk-Based Capital and Leverage Ratios for the Bancorp and its Significant Subsidiary Banks

PRESCRIBED CAPITAL RATIOS
	Minimum		Well-Capitalized
CET1 capital	4.50	%	6.50
Tier I risk-based capital	6.00		8.00
Total risk-based capital	8.00		10.00
Tier I leverage	4.00		5.00

The following table presents capital and risk-based capital and leverage ratios for the Bancorp and its banking subsidiary at December 31:
	2018				2017(a)
($ in millions)		Amount	Ratio			Amount	Ratio
CET1 capital:
Fifth Third Bancorp	$	12,534	10.24	%	$	12,517	10.61	%
Fifth Third Bank		14,435	11.93			14,008	12.06
Tier I risk-based capital:
Fifth Third Bancorp		13,864	11.32			13,848	11.74
Fifth Third Bank		14,435	11.93			14,008	12.06
Total risk-based capital:
Fifth Third Bancorp		17,723	14.48			17,887	15.16
Fifth Third Bank		16,427	13.57			16,126	13.88
Tier I leverage:(b)
Fifth Third Bancorp		13,864	9.72			13,848	10.01
Fifth Third Bank		14,435	10.27			14,008	10.32

• The regulatory capital data and ratios have not been restated as a result of the Bancorp’s change in accounting for qualifying LIHTC investments. For additional information refer to Note 1.
• Quarterly average assets are a component of the Tier I leverage ratio and for this purpose do not include goodwill and any other intangible assets and other investments that the FRB determines should be deducted from Tier I capital.