Related Party Transactions (Tables)

12 Months Ended

Dec. 31, 2018

Summary of the Bancorp's Activities with its Principal Shareholders, Directors and Executives

The following table summarizes the Bancorp’s lending activities with its principal shareholders, directors, executives and their related interests at December 31:

($ in millions)		2018	2017
Commitments to lend, net of participations:
Directors and their affiliated companies	$	700	546
Executive officers		6	6
Total	$	706	552

Outstanding balance on loans, net of participations and undrawn commitments	$	10	20

Summary Vantiv Holding, LLC Sales Transactions

The following table provides a summary of the transactions that impacted the Bancorp's ownership interest in Worldpay Holding, LLC after the initial IPO:

			Remaining Ownership
($ in millions)		Gain on Transactions	Percentage^(a)
Q4 2012	$	157	33.1	%
Q2 2013		242	27.7
Q3 2013		85	25.1
Q2 2014		125	22.8
Q4 2015		331	18.3
Q3 2017		1,037	8.6
Q1 2018		414	4.9
Q2 2018		205	3.3

(a) The Bancorp’s remaining investment in Worldpay Holding, LLC of $420 as of December 31, 2018 was accounted for as an equity method investment in the Bancorp’s Consolidated Financial Statements.

Summary of Estimated Cash Flows to be Received from the TRA

The following table provides the estimated cash flows to be received as of December 31, 2018 associated with the TRA for the years ending December 31, 2019 and thereafter:

		Estimated Cash Flows to
		be Received not Subject
($ in millions)		to Put/Call Option^(a)(b)
2019		20
2020		29
2021		32
2022		33
2023		33
2024		34
2025		35
2026		36
Thereafter		357
Total	$	609

(a) The 2019 cash flow of $20 has been agreed upon with Worldpay, Inc., for settlement in January 2019 and was recognized as a gain in other noninterest income during the fourth quarter of 2018. The remaining estimated cash flows in this column (which include TRA benefits associated with the net exercise of the warrant in 2016, the subsequent exchange of Worldpay Holding, LLC units in the third quarter of 2017 and the subsequent exchange of Worldpay Holding, LLC units in the second quarter of 2018) will be recognized in future periods when the related uncertainties are resolved.

(b) The estimated cash flows assume that Worldpay, Inc. has sufficient taxable income to utilize the tax deductions associated with the TRA.