Bank Premises and Equipment (Tables)

12 Months Ended

Dec. 31, 2018

Bank Premises and Equipment

Bank Premises and Equipment

The following table provides a summary of bank premises and equipment as of December 31:
($ in millions)	Estimated Useful Life		2018	2017
Land and improvements(a)		$	586	644
Buildings(a)	2 - 30 yrs.		1,547	1,679
Equipment	2 - 20 yrs.		1,987	1,876
Leasehold improvements	1 - 30 yrs.		403	399
Construction in progress(a)			81	93
Bank premises and equipment held for sale:
Land and improvements			25	17
Buildings			14	9
Equipment			3	1
Accumulated depreciation and amortization			(2,785)	(2,715)
Total bank premises and equipment		$	1,861	2,003

(a) At December 31, 2018 and 2017, land and improvements, buildings and construction in progress included $55and $91, respectively, associated with parcels of undeveloped land intended for future branch expansion.

Annual Future Minimum Payments under Capital Leases and Noncancelable Operating Leases

The following table provides the annual future minimum payments under noncancelable operating leases and capital leases for the years ending December 31:
($ in millions)		Noncancelable Operating Leases	Capital Leases
2019	$	86	6
2020		80	5
2021		67	4
2022		60	4
2023		54	-
Thereafter		256	1
Total minimum lease payments	$	603	20
Less: Amounts representing interest		-	2
Present value of net minimum lease payments	$	-	18