EX-12.2 6 d570131dex122.htm EX-12.2 EX-12.2

Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividend Requirements

($ in millions)

 

     Three Months Ended  
     March 31, 2018  

Excluding Interest on Deposits:

  

Fixed Charges:

  

Interest Expense (Excluding Interest On Deposits)

                     $115    

One-Third of Rents, Net of Income from Subleases

     7    

Preferred Stock Dividends

     15    
  

 

 

 

Total Fixed Charges

     $137    
  

 

 

 

Earnings:

  

Income Before Income Taxes

     $836    

Fixed Charges, Excluding Preferred Stock Dividends

     122    
  

 

 

 

Total Earnings

     $958    
  

 

 

 

Ratio of Earnings to Fixed Charges, Excluding Interest on Deposits

     6.99x  
  

 

 

 

Including Interest on Deposits:

  

Fixed Charges:

  

Interest Expense

     $210    

One-Third of Rents, Net of Income from Subleases

     7    

Preferred Stock Dividends

     15    
  

 

 

 

Total Fixed Charges

     $232    
  

 

 

 

Earnings:

  

Income Before Income Taxes

     $836    

Fixed Charges, Excluding Preferred Stock Dividends

     217    
  

 

 

 

Total Earnings

     $1,053    
  

 

 

 

Ratio of Earnings to Fixed Charges, Including Interest on Deposits

     4.54x