Exhibit 12.1

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Fixed Charges

($ in millions)

	Three Months Ended
	March 31, 2018
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (Excluding Interest On Deposits)		$115
One-Third of Rents, Net of Income from Subleases		7
Total Fixed Charges		$122
Earnings:
Income Before Income Taxes		$836
Fixed Charges		122
Total Earnings		$958
Ratio of Earnings to Fixed Charges, Excluding Interest on Deposits		7.85x
Including Interest on Deposits:
Fixed Charges:
Interest Expense		$210
One-Third of Rents, Net of Income from Subleases		7
Total Fixed Charges		$217
Earnings:
Income Before Income Taxes		$836
Fixed Charges		217
Total Earnings		$1,053
Ratio of Earnings to Fixed Charges, Including Interest on Deposits		4.85x