Business Segments (Tables)

3 Months Ended

Mar. 31, 2018

The following tables present the results of operations and assets by business segment for the three months ended:

					Wealth	General
		Commercial	Branch	Consumer	and Asset	Corporate
March 31, 2018 ($ in millions)		Banking	Banking	Lending	Management	and Other	Eliminations	Total
Net interest income	$	419	466	59	43	9	-	996
Provision for (benefit from) loan and lease losses		(20)	44	12	16	(29)	-	23
Net interest income after provision for loan and lease losses		439	422	47	27	38	-	973
Noninterest income:
Service charges on deposits		71	66	-	-	-	-	137
Wealth and asset management revenue		1	37	-	109	-	(34)^(a)	113
Corporate banking revenue		86 ^(c)	1	-	1	-	-	88
Card and processing revenue		14	64	-	1	-	-	79
Mortgage banking net revenue		-	1	55	-	-	-	56
Other noninterest income		49	15 ^(b)	4	5	387	-	460
Securities losses, net		(2)	-	-	-	(9)	-	(11)
Securities losses, net - non-qualifying hedges on MSRs		-	-	(13)	-	-	-	(13)
Total noninterest income		219	184	46	116	378	(34)	909
Noninterest expense:
Salaries, wages and incentives		70	110	39	44	184	-	447
Employee benefits		18	26	11	10	45	-	110
Net occupancy expense		7	43	3	3	19	-	75
Technology and communications		2	1	1	-	64	-	68
Equipment expense		5	13	-	-	13	-	31
Card and processing expense		1	29	-	-	(1)	-	29
Other noninterest expense		281	215	52	74	(302)	(34)	286
Total noninterest expense		384	437	106	131	22	(34)	1,046
Income (loss) before income taxes		274	169	(13)	12	394	-	836
Applicable income tax expense (benefit)		15	35	(3)	3	82	-	132
Net income (loss)		259	134	(10)	9	312	-	704
Total goodwill	$	630	1,655	-	177	-	-	2,462
Total assets	$	58,829	60,197	22,384	10,611	(10,521)^(d)	-	141,500

Revenue sharing agreements between wealth and asset management and branch banking are eliminated in the Condensed Consolidated Statements of Income.
Includes impairment charges of $8 for branches and land. For more information refer to Note 7 and Note 21.

Includes impairment charges of $2 for operating lease equipment. For more information refer to Note 21.
Includes bank premises and equipment of $20 classified as held for sale. For more information refer to Note 7.

					Wealth	General
		Commercial	Branch	Consumer	and Asset	Corporate
March 31, 2017 ($ in millions)		Banking	Banking	Lending	Management	and Other	Eliminations	Total
Net interest income	$	425	430	61	38	(21)	-	933
Provision for loan and lease losses		6	42	15	4	7	-	74
Net interest income after provision for loan and lease losses		419	388	46	34	(28)	-	859
Noninterest income:
Service charges on deposits		73	65	-	-	-	-	138
Wealth and asset management revenue		1	36	-	105	-	(34)^(a)	108
Corporate banking revenue		73 ^(c)	1	-	-	-	-	74
Card and processing revenue		14	59	-	1	-	-	74
Mortgage banking net revenue		-	1	51	-	-	-	52
Other noninterest income		41	22 ^(b)	4	-	10	-	77
Total noninterest income		202	184	55	106	10	(34)	523
Noninterest expense:
Salaries, wages and incentives		67	104	37	39	164	-	411
Employee benefits		18	27	11	9	46	-	111
Net occupancy expense		7	47	3	2	19	-	78
Technology and communications		3	1	1	-	53	-	58
Equipment expense		4	13	-	-	11	-	28
Card and processing expense		1	29	-	-	-	-	30
Other noninterest expense		260	192	54	67	(269)	(34)	270
Total noninterest expense		360	413	106	117	24	(34)	986
Income (loss) before income taxes		261	159	(5)	23	(42)	-	396
Applicable income tax expense (benefit)		44	56	(2)	8	(15)	-	91
Net income (loss)		217	103	(3)	15	(27)	-	305
Total goodwill	$	613	1,655	-	151	-	-	2,419
Total assets	$	57,672	57,883	21,994	9,644	(6,993)^(d)	-	140,200

Revenue sharing agreements between wealth and asset management and branch banking are eliminated in the Condensed Consolidated Statements of Income.
Includes impairment charges of $3 for branches and land. For more information refer to Note 7 and Note 21.
Includes impairment charges of $31 for operating lease equipment. For more information refer to Note 21.
Includes bank premises and equipment of $51 classified as held for sale. For more information refer to Note 7.