Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividend Requirements

($ in Millions)

		Years Ended December 31,
		2017		2016		2015		2014		2013
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$		414		373		309		249	210
One-Third of Rents, Net of Income from Subleases			30		29		32		29	28
Preferred Stock Dividends			75		75		75		67	37
Total Fixed Charges	$		519		477		416		345	275
Earnings:
Income Before Income Taxes	$		2,771		2,065		2,365		2,028	2,598
Fixed Charges, Excluding Preferred Stock Dividends			444		402		341		278	238
Total Earnings	$		3,215		2,467		2,706		2,306	2,836
Ratio of Earnings to Fixed Charges, Excluding Interest on Deposits			6.19x		5.17x		6.50x		6.68x	10.31x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$		691		578		495		451	412
One-Third of Rents, Net of Income from Subleases			30		29		32		29	28
Preferred Stock Dividends			75		75		75		67	37
Total Fixed Charges	$		796		682		602		547	477
Earnings:
Income Before Income Taxes	$		2,771		2,065		2,365		2,028	2,598
Fixed Charges, Excluding Preferred Stock Dividends			721		607		527		480	440
Total Earnings	$		3,492		2,672		2,892		2,508	3,038
Ratio of Earnings to Fixed Charges, Including Interest on Deposits			4.39x		3.92x		4.80x		4.59x	6.37x