EX-12.2 8 d411088dex122.htm EX-12.2 EX-12.2

Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividend Requirements

($ in millions)

 

     Three Months Ended        Six Months Ended    
     June 30, 2017      June 30, 2017  

Excluding Interest on Deposits:

     

Fixed Charges:

     

Interest Expense (Excluding Interest On Deposits)

     $102          $196    

One-Third of Rents, Net of Income from Subleases

     7          16    

Preferred Stock Dividends

     23          38    
  

 

 

    

 

 

 

Total Fixed Charges

     $132          $250    
  

 

 

    

 

 

 

Earnings:

     

Income Before Income Taxes

     $494          $890    

Fixed Charges, Excluding Preferred Stock Dividends

     109          212    
  

 

 

    

 

 

 

  Total Earnings

     $603          $1,102    
  

 

 

    

 

 

 

Ratio of Earnings to Fixed Charges, Excluding Interest on Deposits

     4.57x        4.41x  
  

 

 

    

 

 

 

Including Interest on Deposits:

     

Fixed Charges:

     

Interest Expense

     $167          $320    

One-Third of Rents, Net of Income from Subleases

     7          16    

Preferred Stock Dividends

     23          38    
  

 

 

    

 

 

 

Total Fixed Charges

     $197          $374    
  

 

 

    

 

 

 

Earnings:

     

Income Before Income Taxes

     $494          $890    

Fixed Charges, Excluding Preferred Stock Dividends

     174          336    
  

 

 

    

 

 

 

  Total Earnings

     $668          $1,226    
  

 

 

    

 

 

 

Ratio of Earnings to Fixed Charges, Including Interest on Deposits

     3.39x        3.28x