CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS Unaudited - USD ($) $ in Millions		6 Months Ended
		Jun. 30, 2017		Jun. 30, 2016
Operating Activities
Net income		$ 672		$ 650	[1],[2],[3]
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for (benefit from) loan and lease losses		126		210	[1],[3]
Depreciation, amortization and accretion		170		228	[1]
Stock-based compensation expense		69		63	[1]
Provision for (benefit from) deferred income taxes		(5)		4	[1]
Securities gains, net		(1)		(8)	[1]
Securities gains, net - non-qualifying hedges on mortgage servicing rights		(2)		0	[1]
MSR Fair Value Adjustment	[4]	70		0	[1]
Provision for MSR impairment	[4]	0		131	[1]
Net gains on sales of loans and fair value adjustments on loans held for sale		(57)		(54)	[1]
Net losses (gains) on disposition and impairment of bank premises and equipment		(2)		2	[1]
Gain on sales of certain retail branch operations		0		(19)	[1]
Net losses on disposition and impairment of operating lease equipment		(19)		(5)	[1]
Proceeds from sales of loans held for sale		3,141		2,774	[1]
Loans originated for sale, net of repayments		(3,078)		(3,053)	[1]
Dividends representing return on equity method investments		18		11	[1]
Net change in:
Trading securities		(427)		(14)	[1]
Other assets		(38)		195	[1]
Accrued taxes, interest and expenses		(245)		(349)	[1]
Other liabilities		214		(70)	[1]
Net Cash Provided by (Used in) Operating Activities		648		702	[1]
Proceeds from sales:
Available-for-sale securities		4,633		8,886	[1]
Loans		92		145	[1]
Bank premises and equipment		18		28	[1]
Proceeds from repayments / maturities:
Available-for-sale securities		1,178		1,342	[1]
Held-to-maturity securities		0		8	[1]
Purchases:
Available-for-sale securities		(5,828)		(11,620)	[1]
Bank premises and equipment		(111)		(87)	[1]
MSRs		(109)		0	[1]
Proceeds from sale and dividends representing return of equity method investments		85		29	[1]
Net cash paid on sales of certain retail branch operations		0		(219)	[1]
Net cash paid on acquisitions		(12)		0	[1]
Net change in:
Other short-term investments		591		853	[1]
Loans and leases		350		(1,534)	[1]
Operating lease equipment		(43)		(95)	[1]
Net Cash Provided by (Used in) Investing Activities		844		(2,264)	[1]
Net change in:
Deposits		(1,941)		(804)	[1]
Federal funds purchased		(15)		(43)	[1]
Other short-term borrowings		1,854		2,472	[1]
Dividends paid on common stock		(235)		(202)	[1]
Dividends paid on preferred stock		(38)		(38)	[1]
Proceeds from issuance of long-term debt		697		2,739	[1]
Repayment of long-term debt		(1,631)		(2,452)	[1]
Repurchase of treasury stock and related forward contract		342		265	[1]
Other		(30)		(26)	[1]
Net Cash Provided by (Used in) Financing Activities		(1,681)		1,381	[1]
Increase (Decrease) in Cash and Due from Banks		(189)		(181)	[1]
Cash and Due from Banks at Beginning of Period	[5]	2,392		2,540
Cash and Due from Banks at End of Period		$ 2,203	[5]	$ 2,359

[1] Net tax deficiencies of $ 6 were reclassified from capital surplus to applicable income tax expense for the six months ended June 30, 2016, related to the early adoption of ASU 2016-09 during the fourth quarter of 2016, with an effective date of January 1, 2016.

[2] Net tax deficiencies of $5 and $6 were reclassified from capital surplus to applicable income tax expense for the three and six months ended June 30, 2016, respectively, related to the early adoption of ASU 2016-09 during the fourth quarter of 2016, with an ef fective date of January 1, 2016.

[3] Net tax deficiencies of $ 6 were reclassified from capital surplus to applicable income tax expense for the six months ended June 30, 2016 related to the early adoption of ASU 2016-09 during the fourth quarter of 2016, with an effective d ate of January 1, 2016

[4] (a) Included in mortgage banking net revenue in the Condensed Consolidated Statements of Income.

[5] Includes $ 57 and $ 85 of cash and due from banks, $ 737 and $ 1,216 of portfolio loans and leases , $ (24) and $ (26) of ALLL, $ 7 and $ 9 of other assets, $ 1 and $ 3 of other liabilities , and $ 618 and $ 1,094 of long-term debt from consolidated VIEs that are included in their respective captions above at June 30, 2017 and December 31, 2016 , respectively. For further information refer to Note 10 .