CONDENSED CONSOLIDATED STATEMENTS OF INCOME Unaudited - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	[1]
Interest Income
Interest and fees on loans and leases	$ 839	$ 804
Interest on securities	245	232
Interest on other short-term investments	2	2
Total interest income	1,086	1,038
Interest Expense
Interest on deposits	59	49
Interest on federal funds purchased	1	1
Interest on other short-term borrowings	3	3
Interest on long-term debt	90	82
Total interest expense	153	135
Net Interest Income	933	903
Provision for loan and lease losses	74	119
Net Interest Income After Provision for Loan and Lease Losses	859	784
Noninterest Income
Service charges on deposits	138	137
Wealth and asset management revenue	108	102
Corporate banking revenue	74	102
Card and processing revenue	74	79
Mortgage banking net revenue	52	78
Other noninterest income	77	136
Securities gains, net	0	3
Total noninterest income	523	637
Noninterest Expense
Salaries, wages and incentives	411	403
Employee benefits	111	100
Net occupancy expense	78	77
Technology and communications	58	56
Card and processing expense	30	35
Equipment expense	28	30
Other noninterest expense	270	285
Total noninterest expense	986	986
Income (Loss) Before Income Taxes	396	435
Applicable income tax expense	91	109
Net Income (loss)	305	326	[2]
Less: Net income attributable to noncontrolling interests	0	0
Net income attributable to Bancorp	305	326	[3]
Dividends on preferred stock	15	15	[3]
Net income (loss) available to common shareholders	$ 290	$ 311	[3]
Earnings per share - basic	$ 0.38	$ 0.4	[3]
Earnings per share - diluted	$ 0.38	$ 0.4	[3]
Average common shares outstanding- basic	747,667,521	773,564,178	[3]
Average common shares oustanding - diluted	760,809,239	777,757,934	[3]
Common stock dividends declared per share	$ 0.14	$ 0.13

[1] A net tax deficiency of $ 1 million was reclassified from capital surplus to applicable income tax expense and average common shares outstanding – diluted were adjusted at March 31, 2016, related to the early adoption of ASU 2016-09 during the fourth quarter of 2016, with an effective date of January 1, 2016.

[2] A net tax deficiency of $1 million was reclassified from capital surplus to applicable income tax expense at March 31, 2016, related to the early adop tion of ASU 2016-09 during the fourth quarter of 2016, with an effective date of January 1, 2016.

[3] A net tax deficiency of $1 million was reclassified from capital surplus to applicable income tax expense and average common shares outstanding – diluted were adjusted at March 31, 2016, related to the early adoption of ASU 2016-09 during the fourth quarter of 2016, with an effective date of January 1, 2016 .