Accumulated Other Comprehensive Income (Tables)

12 Months Ended

Dec. 31, 2016

Accumulated Other Comprehensive Income

Activity of the Components of Other Comprehensive Income and Accumulated Other Comprehensive Income

The tables below presents the activity of the components of OCI and AOCI for the years ended December 31:
			Total Other			Total Accumulated Other
			Comprehensive Income			Comprehensive Income
			Pre-tax	Tax	Net	Beginning	Net	Ending
($ in millions)			Activity	Effect	Activity	Balance	Activity	Balance
2016
Unrealized holding losses on available-for-sale securities arising
	during the year	$	(196)	66	(130)
Reclassification adjustment for net gains on available-for-sale
	securities included in net income		(11)	4	(7)
Net unrealized gains on available-for-sale securities			(207)	70	(137)	238	(137)	101
Unrealized holding gains on cash flow hedge derivatives arising
	during the year		30	(11)	19
Reclassification adjustment for net gains on cash flow hedge
	derivatives included in net income		(48)	17	(31)
Net unrealized gains on cash flow hedge derivatives			(18)	6	(12)	22	(12)	10
Net actuarial loss arising during the year			(2)	1	(1)
Reclassification of amounts to net periodic benefit costs			18	(6)	12
Defined benefit pension plans, net			16	(5)	11	(63)	11	(52)
Total		$	(209)	71	(138)	197	(138)	59

			Total Other			Total Accumulated Other
			Comprehensive Income			Comprehensive Income
			Pre-tax	Tax	Net	Beginning	Net	Ending
($ in millions)			Activity	Effect	Activity	Balance	Activity	Balance
2015
Unrealized holding losses on available-for-sale securities arising
	during the year	$	(349)	122	(227)
Reclassification adjustment for net gains on available-for-sale
	securities included in net income		(16)	6	(10)
Net unrealized gains on available-for-sale securities			(365)	128	(237)	475	(237)	238
Unrealized holding gains on cash flow hedge derivatives arising
	during the year		74	(26)	48
Reclassification adjustment for net gains on cash flow hedge
	derivatives included in net income		(75)	26	(49)
Net unrealized gains on cash flow hedge derivatives			(1)	-	(1)	23	(1)	22
Net actuarial loss arising during the year			(9)	4	(5)
Reclassification of amounts to net periodic benefit costs			17	(6)	11
Defined benefit pension plans, net			8	(2)	6	(69)	6	(63)
Total		$	(358)	126	(232)	429	(232)	197

			Total Other			Total Accumulated Other
			Comprehensive Income			Comprehensive Income
			Pre-tax	Tax	Net	Beginning	Net	Ending
($ in millions)			Activity	Effect	Activity	Balance	Activity	Balance
2014
Unrealized holding gains on available-for-sale securities arising
	during the year	$	580	(202)	378
Reclassification adjustment for net gains on available-for-sale
	securities included in net income		(37)	13	(24)
Net unrealized gains on available-for-sale securities			543	(189)	354	121	354	475
Unrealized holding gains on cash flow hedge derivatives arising
	during the year		60	(21)	39
Reclassification adjustment for net gains on cash flow hedge
	derivatives included in net income		(44)	15	(29)
Net unrealized gains on cash flow hedge derivatives			16	(6)	10	13	10	23
Net actuarial loss arising during the year			(37)	12	(25)
Reclassification of amounts to net periodic benefit costs			12	(4)	8
Defined benefit pension plans, net			(25)	8	(17)	(52)	(17)	(69)
Total		$	534	(187)	347	82	347	429

Reclassification Out of Accumulated Other Comprehensive Income to Net Income

The table below presents reclassifications out of AOCI for the years ended December 31:
		Consolidated Statements of
Components of AOCI: ($ in millions)		Income Caption		2016	2015	2014
Net unrealized gains on available-for-sale securities:(b)
	Net gains included in net income	Securities gains, net	$	11	16	37
		Income before income taxes		11	16	37
		Applicable income tax expense		(4)	(6)	(13)
		Net income		7	10	24
Net unrealized gains on cash flow hedge derivatives:(b)
	Interest rate contracts related to C&I loans	Interest and fees on loans and leases		48	75	44
		Income before income taxes		48	75	44
		Applicable income tax expense		(17)	(26)	(15)
		Net income		31	49	29
Net periodic benefit costs:(b)
	Amortization of net actuarial loss	Employee benefits expense(a)		(11)	(10)	(7)
	Settlements	Employee benefits expense(a)		(7)	(7)	(5)
		Income before income taxes		(18)	(17)	(12)
		Applicable income tax expense		6	6	4
		Net income		(12)	(11)	(8)
Total reclassifications for the period		Net income	$	26	48	45

• This AOCI component is included in the computation of net periodic benefit cost. Refer to Note 20 for information on the computation of net periodic benefit cost.
• Amounts in parentheses indicate reductions to net income.