Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividend Requirements

($ in millions)

	Three Months Ended September 30, 2016		Nine Months Ended September 30, 2016
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	99	$	279
One-Third of Rents, Net of Income from Subleases		8		22
Preferred Stock Dividends		15		52
Total Fixed Charges	$	122	$	353
Earnings:
Income Before Income Taxes	$	694	$	1,556
Fixed Charges, Excluding Preferred Stock Dividends		107		301
Total Earnings	$	801	$	1,857
Ratio of Earnings to Fixed Charges, Excluding Interest on Deposits		6.57x		5.26x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	150	$	430
One-Third of Rents, Net of Income from Subleases		8		22
Preferred Stock Dividends		15		52
Total Fixed Charges	$	173	$	504
Earnings:
Income Before Income Taxes	$	694	$	1,556
Fixed Charges, Excluding Preferred Stock Dividends		158		452
Total Earnings	$	852	$	2,008
Ratio of Earnings to Fixed Charges, Including Interest on Deposits		4.92x		3.98x