Business Segments (Tables)

9 Months Ended

Sep. 30, 2016

The following tables present the results of operations and assets by business segment for the three months ended:

					Wealth	General
		Commercial	Branch	Consumer	and Asset	Corporate
September 30, 2016 ($ in millions)		Banking	Banking	Lending	Management	and Other	Eliminations	Total
Net interest income	$	456	414	63	40	(66)	-	907
Provision for (benefit from) loan and lease losses		(18)	34	12	-	52	-	80
Net interest income after provision for loan and lease losses		474	380	51	40	(118)	-	827
Total noninterest income		228 ^(c)	163 ^(b)	71	99	312	(33)^(a)	840
Total noninterest expense		349	402	117	103	35	(33)	973
Income before income taxes		353	141	5	36	159	-	694
Applicable income tax expense		74	50	2	13	39	-	178
Net income		279	91	3	23	120	-	516
Less: Net income attributable to noncontrolling interests		-	-	-	-	-	-	-
Net income attributable to Bancorp		279	91	3	23	120	-	516
Dividends on preferred stock		-	-	-	-	15	-	15
Net income available to common shareholders	$	279	91	3	23	105	-	501
Total goodwill	$	613	1,655	-	148	-	-	2,416
Total assets	$	59,392	54,955	22,430	8,437	(1,935)^(d)	-	143,279

Revenue sharing agreements between wealth and asset management and branch banking are eliminated in the Condensed Consolidated Statements of Income.
Includes impairment charges of $28 for branches and land. For more information refer to Note 7 and Note 21.
Includes impairment charges of $4 for operating lease equipment. For more information refer to Note 21.
Includes bank premises and equipment of $45 classified as held for sale. For more information, refer to Note 7.

					Wealth	General
		Commercial	Branch	Consumer	and Asset	Corporate
September 30, 2015 ($ in millions)		Banking	Banking	Lending	Management	and Other	Eliminations	Total
Net interest income	$	413	395	62	33	(2)	-	901
Provision for (benefit from) loan and lease losses		195	37	11	-	(87)	-	156
Net interest income after provision for loan and lease losses		218	358	51	33	85	-	745
Total noninterest income		228 ^(c)	197 ^(b)	76	102	148	(38)^(a)	713
Total noninterest expense		334	404	107	112	24	(38)	943
Income before income taxes		112	151	20	23	209	-	515
Applicable income tax expense (benefit)		(9)	53	7	9	74	-	134
Net income		121	98	13	14	135	-	381
Less: Net income attributable to noncontrolling interests		-	-	-	-	-	-	-
Net income attributable to Bancorp		121	98	13	14	135	-	381
Dividends on preferred stock		-	-	-	-	15	-	15
Net income available to common shareholders	$	121	98	13	14	120	-	366
Total goodwill	$	613	1,655	-	148	-	-	2,416
Total assets^(e)	$	59,383	52,180	22,805	8,965	(1,450)^(d)	-	141,883

Revenue sharing agreements between wealth and asset management and branch banking are eliminated in the Condensed Consolidated Statements of Income.
Includes impairment charges of $2 for branches and land. For more information, refer to Note 7 and Note 21.
Includes impairment charges of $2 for operating lease equipment. For more information, refer to Note 21.
Includes bank premises and equipment of $81 classified as held for sale. For more information, refer to Note 7.
Upon adoption of ASU 2015-03 on January 1, 2016, the September 30, 2015 Condensed Consolidated Balance Sheet was adjusted to reflect the reclassification of $35 of debt issuance costs from other assets to long-term debt. For further information refer to Note 3.

The following tables present the results of operations and assets by business segment for the nine months ended:

					Wealth	General
		Commercial	Branch	Consumer	and Asset	Corporate
September 30, 2016 ($ in millions)		Banking	Banking	Lending	Management	and Other	Eliminations	Total
Net interest income	$	1,367	1,272	185	127	(239)	-	2,712
Provision for loan and lease losses		119	104	32	1	33	-	289
Net interest income after provision for loan and lease losses		1,248	1,168	153	126	(272)	-	2,423
Total noninterest income		683 ^(c)	566 ^(b)	234	302	390	(100)^(a)	2,075
Total noninterest expense		1,065	1,223	358	317	79	(100)	2,942
Income before income taxes		866	511	29	111	39	-	1,556
Applicable income tax expense		151	181	11	38	4	-	385
Net income		715	330	18	73	35	-	1,171
Less: Net income attributable to noncontrolling interests		-	-	-	-	(4)	-	(4)
Net income attributable to Bancorp		715	330	18	73	39	-	1,175
Dividends on preferred stock		-	-	-	-	52	-	52
Net income (loss) available to common shareholders	$	715	330	18	73	(13)	-	1,123
Total goodwill	$	613	1,655	-	148	-	-	2,416
Total assets	$	59,392	54,955	22,430	8,437	(1,935)^(d)	-	143,279

Revenue sharing agreements between wealth and asset management and branch banking are eliminated in the Condensed Consolidated Statements of Income.
Includes impairment charges of $31 for branches and land. For more information refer to Note 7 and Note 21.
Includes impairment charges of $9 for operating lease equipment. For more information refer to Note 21.
Includes bank premises and equipment of $45 classified as held for sale. For more information, refer to Note 7.

					Wealth	General
		Commercial	Branch	Consumer	and Asset	Corporate
September 30, 2015 ($ in millions)		Banking	Banking	Lending	Management	and Other	Eliminations	Total
Net interest income	$	1,207	1,148	187	91	3	-	2,636
Provision for loan and lease losses		271	116	33	3	(118)	-	305
Net interest income after provision for loan and lease losses		936	1,032	154	88	121	-	2,331
Total noninterest income		630 ^(c)	468 ^(b)	327	315	274	(114)^(a)	1,900
Total noninterest expense		1,031	1,207	325	342	23	(114)	2,814
Income before income taxes		535	293	156	61	372	-	1,417
Applicable income tax expense		43	103	56	21	144	-	367
Net income		492	190	100	40	228	-	1,050
Less: Net income attributable to noncontrolling interests		-	-	-	-	(6)	-	(6)
Net income attributable to Bancorp		492	190	100	40	234	-	1,056
Dividends on preferred stock		-	-	-	-	52	-	52
Net income available to common shareholders	$	492	190	100	40	182	-	1,004
Total goodwill	$	613	1,655	-	148	-	-	2,416
Total assets^(e)	$	59,383	52,180	22,805	8,965	(1,450)^(d)	-	141,883

Revenue sharing agreements between wealth and asset management and branch banking are eliminated in the Condensed Consolidated Statements of Income.
Includes impairment charges of $104 for branches and land. For more information refer to Note 7 and Note 21.
Includes impairment charges of $36 for operating lease equipment. For more information refer to Note 21.
Includes bank premises and equipment of $81 classified as held for sale. For more information, refer to Note 7.
Upon adoption of ASU 2015-03 on January 1, 2016, the September 30, 2015 Condensed Consolidated Balance Sheet was adjusted to reflect the reclassification of $35 of debt issuance costs from other assets to long-term debt. For further information refer to Note 3.