Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividend Requirements

($ in millions)

	Three Months Ended June 30, 2016		Six Months Ended June 30, 2016
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	94	$	181
One-Third of Rents, Net of Income from Subleases		8		15
Preferred Stock Dividends		23		38
Total Fixed Charges	$	125	$	234
Earnings:
Income Before Income Taxes	$	427	$	862
Fixed Charges, Excluding Preferred Stock Dividends		102		196
Total Earnings	$	529	$	1,058
Ratio of Earnings to Fixed Charges, Excluding Interest on Deposits		4.23x		4.52x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	144	$	280
One-Third of Rents, Net of Income from Subleases		8		15
Preferred Stock Dividends		23		38
Total Fixed Charges	$	175	$	333
Earnings:
Income Before Income Taxes	$	427	$	862
Fixed Charges, Excluding Preferred Stock Dividends		152		295
Total Earnings	$	579	$	1,157
Ratio of Earnings to Fixed Charges, Including Interest on Deposits		3.31x		3.47x