CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS Unaudited - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2016		Jun. 30, 2015
Operating Activities
Net income	$ 656		$ 670
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan and lease losses	210		148
Depreciation, amortization and accretion	228		221
Stock-based compensation expense	63		50
Provision for (benefit from) deferred income taxes	4		10
Securities gains, net	(8)		(9)
Provision for MSR impairment	131		(39)
Net gains on sales of loans and fair value adjustments on loans held for sale	(54)		(67)
Net losses on disposition and impairment of bank premises and equipment	2		(101)
Gain on sale of certain retail branch operations	(19)
Net losses on disposition and impairment of operating lease equipment	(5)		(34)
Proceeds from sales of loans held for sale	2,774		2,391
Loans originated for sale, net of repayments	(3,053)		(2,497)
Dividends representing return on equity method investments	11		7
Net change in:
Trading securities	(14)		(10)
Other assets	195		200
Accrued taxes, interest and expenses	(355)		(110)
Other liabilities	(70)		(150)
Net Cash Provided by (Used in) Operating Activities	702		950
Proceeds from sales:
Available-for-sale securities	8,886		8,018
Loans	145		695
Bank premises and equipment	28		17
Proceeds from repayments / maturities:
Available-for-sale securities	1,342		1,587
Held-to-maturity securities	8		29
Purchases:
Available-for-sale securities	(11,620)		(14,783)
Bank premises and equipment	(87)		(78)
Proceeds from sale and dividends representing return of equity method investments	29		24
Net cash paid on sale of certain retail branch operations	(219)
Net change in:
Other short-term investments	853		4,463
Loans and leases	(1,534)		(3,079)
Operating lease equipment	(95)		(12)
Net Cash (Used in) Provided by Investing Activities	(2,264)		(3,119)
Net change in:
Deposits	(804)		1,311
Federal funds purchased	(43)		(18)
Other short-term borrowings	2,472		2,580
Dividends paid on common stock	(202)		(213)
Dividends paid on preferred stock	(38)		(38)
Proceeds from issuance of long-term debt	2,739
Repayment of long-term debt	(2,452)		(1,400)
Repurchase of treasury stock and related forward contract	265		335
Other	(26)		(24)
Net Cash Provided by (Used in) Financing Activities	1,381		1,863
Increase (Decrease) in Cash and Due from Banks	(181)		(306)
Cash and Due from Banks at Beginning of Period	2,540	[1]	3,091
Cash and Due from Banks at End of Period	$ 2,359	[1]	$ 2,785

[1] Includes $ 128 and $ 152 of cash and due from banks, $ 1,853 and $ 2,537 of portfolio loans and leases , $ (28) and $ (28) of ALLL, $ 11 and $ 14 of other assets, $ 3 and $ 3 of other liabilities , and $ 1,744 and $ 2,487 of long-term debt from consolidated VIEs that are included in their respective captions above at June 30, 2016 and December 31, 2015 , respectively. For further information refer to Note 9 .