Business Segments (Tables)

6 Months Ended

Jun. 30, 2016

The following tables present the results of operations and assets by business segment for the three months ended:

					Wealth	General
		Commercial	Branch	Consumer	and Asset	Corporate
June 30, 2016 ($ in millions)		Banking	Banking	Lending	Management	and Other	Eliminations	Total
Net interest income	$	460	433	62	44	(97)	-	902
Provision for loan and lease losses		72	35	9	1	(26)	-	91
Net interest income after provision for loan and lease losses		388	398	53	43	(71)	-	811
Total noninterest income		236 ^(c)	214 ^(b)	80	100	3	(34)^(a)	599
Total noninterest expense		355	409	122	108	23	(34)	983
Income (loss) before income taxes		269	203	11	35	(91)	-	427
Applicable income tax expense (benefit)		43	71	4	12	(32)	-	98
Net income (loss)		226	132	7	23	(59)	-	329
Less: Net income attributable to noncontrolling interests		-	-	-	-	(4)	-	(4)
Net income (loss) attributable to Bancorp		226	132	7	23	(55)	-	333
Dividends on preferred stock		-	-	-	-	23	-	23
Net income (loss) available to common shareholders	$	226	132	7	23	(78)	-	310
Total goodwill	$	613	1,655	-	148	-	-	2,416
Total assets	$	60,042	54,220	22,598	8,399	(1,634)^(d)	-	143,625

Revenue sharing agreements between wealth and asset management and branch banking are eliminated in the Condensed Consolidated Statements of Income.
Includes impairment charges of $1 for branches and land. For more information refer to Note 7 and Note 20.
Includes impairment charges of $5 for operating lease equipment. For more information refer to Note 20.
Includes bank premises and equipment of $52 classified as held for sale. For more information, refer to Note 7.

					Wealth	General
		Commercial	Branch	Consumer	and Asset	Corporate
June 30, 2015 ($ in millions)		Banking	Banking	Lending	Management	and Other	Eliminations	Total
Net interest income	$	402	376	63	29	17	-	887
Provision for loan and lease losses		37	36	8	1	(3)	-	79
Net interest income after provision for loan and lease losses		365	340	55	28	20	-	808
Total noninterest income		232 ^(c)	94 ^(b)	122	103	44	(39)^(a)	556
Total noninterest expense		348	404	113	115	6	(39)	947
Income before income taxes		249	30	64	16	58	-	417
Applicable income tax expense		38	11	23	6	30	-	108
Net income		211	19	41	10	28	-	309
Less: Net income attributable to noncontrolling interests		-	-	-	-	(6)	-	(6)
Net income attributable to Bancorp		211	19	41	10	34	-	315
Dividends on preferred stock		-	-	-	-	23	-	23
Net income available to common shareholders	$	211	19	41	10	11	-	292
Total goodwill	$	613	1,655	-	148	-	-	2,416
Total assets^(e)	$	58,688	52,508	22,534	10,264	(2,366)^(d)	-	141,628

Revenue sharing agreements between wealth and asset management and branch banking are eliminated in the Condensed Consolidated Statements of Income.
Includes impairment charges of $98 for branches and land. For more information, refer to Note 7 and Note 20.
Includes impairment charges of $4 for operating lease equipment. For more information, refer to Note 20.
Includes bank premises and equipment of $84 classified as held for sale. For more information, refer to Note 7.
Upon adoption of ASU 2015-03 on January 1, 2016, the June 30, 2015 Condensed Consolidated Balance Sheet was adjusted to reflect the reclassification of $30 of debt issuance costs from other assets to long-term debt. For further information refer to Note 3.

The following tables present the results of operations and assets by business segment for the six months ended:

					Wealth	General
		Commercial	Branch	Consumer	and Asset	Corporate
June 30, 2016 ($ in millions)		Banking	Banking	Lending	Management	and Other	Eliminations	Total
Net interest income	$	911	859	122	87	(174)	-	1,805
Provision for loan and lease losses		137	69	21	1	(18)	-	210
Net interest income after provision for loan and lease losses		774	790	101	86	(156)	-	1,595
Total noninterest income		457 ^(c)	401 ^(b)	164	202	78	(67)^(a)	1,235
Total noninterest expense		716	820	240	215	44	(67)	1,968
Income (loss) before income taxes		515	371	25	73	(122)	-	862
Applicable income tax expense (benefit)		77	131	9	25	(36)	-	206
Net income (loss)		438	240	16	48	(86)	-	656
Less: Net income attributable to noncontrolling interests		-	-	-	-	(4)	-	(4)
Net income (loss) attributable to Bancorp		438	240	16	48	(82)	-	660
Dividends on preferred stock		-	-	-	-	38	-	38
Net income (loss) available to common shareholders	$	438	240	16	48	(120)	-	622
Total goodwill	$	613	1,655	-	148	-	-	2,416
Total assets	$	60,042	54,220	22,598	8,399	(1,634)^(d)	-	143,625

Revenue sharing agreements between wealth and asset management and branch banking are eliminated in the Condensed Consolidated Statements of Income.
Includes impairment charges of $3 for branches and land. For more information refer to Note 7 and Note 20.
Includes impairment charges of $5 for operating lease equipment. For more information refer to Note 20.
Includes bank premises and equipment of $52 classified as held for sale. For more information, refer to Note 7.

					Wealth	General
		Commercial	Branch	Consumer	and Asset	Corporate
June 30, 2015 ($ in millions)		Banking	Banking	Lending	Management	and Other	Eliminations	Total
Net interest income	$	794	752	125	58	5	-	1,734
Provision for loan and lease losses		77	78	22	3	(32)	-	148
Net interest income after provision for loan and lease losses		717	674	103	55	37	-	1,586
Total noninterest income		404 ^(c)	270 ^(b)	251	212	126	(76)^(a)	1,187
Total noninterest expense		696	803	216	231	1	(76)	1,871
Income before income taxes		425	141	138	36	162	-	902
Applicable income tax expense		53	50	49	12	68	-	232
Net income		372	91	89	24	94	-	670
Less: Net income attributable to noncontrolling interests		-	-	-	-	(6)	-	(6)
Net income attributable to Bancorp		372	91	89	24	100	-	676
Dividends on preferred stock		-	-	-	-	38	-	38
Net income available to common shareholders	$	372	91	89	24	62	-	638
Total goodwill	$	613	1,655	-	148	-	-	2,416
Total assets^(e)	$	58,688	52,508	22,534	10,264	(2,366)^(d)	-	141,628

Revenue sharing agreements between wealth and asset management and branch banking are eliminated in the Condensed Consolidated Statements of Income.
Includes impairment charges of $102 for branches and land. For more information refer to Note 7 and Note 20.
Includes impairment charges of $34 for operating lease equipment. For more information refer to Note 20.
Includes bank premises and equipment of $84 classified as held for sale. For more information, refer to Note 7.
Upon adoption of ASU 2015-03 on January 1, 2016, the June 30, 2015 Condensed Consolidated Balance Sheet was adjusted to reflect the reclassification of $30 of debt issuance costs from other assets to long-term debt. For further information refer to Note 3.