Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividend Requirements

($ in millions)

	Three Months Ended March 31, 2016
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	86
One-Third of Rents, Net of Income from Subleases		7
Preferred Stock Dividends		15
Total Fixed Charges	$	108
Earnings:
Income Before Income Taxes	$	435
Fixed Charges, Excluding Preferred Stock Dividends		93
Total Earnings	$	528
Ratio of Earnings to Fixed Charges, Excluding Interest on Deposits		4.89x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	135
One-Third of Rents, Net of Income from Subleases		7
Preferred Stock Dividends		15
Total Fixed Charges	$	157
Earnings:
Income Before Income Taxes	$	435
Fixed Charges, Excluding Preferred Stock Dividends		142
Total Earnings	$	577
Ratio of Earnings to Fixed Charges, Including Interest on Deposits		3.68x