CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS Unaudited - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016		Mar. 31, 2015
Operating Activities
Net income	$ 327		$ 361
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan and lease losses	119		69
Depreciation, amortization and accretion	110		107
Stock-based compensation expense	26		21
Provision for (benefit from) deferred income taxes	9		(3)
Securities gains, net	(1)		(4)
Provision for MSR impairment	85		48
Net gains on sales of loans and fair value adjustments on loans held for sale	(15)		(51)
Net losses on disposition and impairment of bank premises and equipment	1		(3)
Gain on sale of certain retail branch operations	(8)
Net losses on disposition and impairment of operating lease equipment			(30)
Proceeds from sales of loans held for sale	1,133		999
Loans originated for sale, net of repayments	(1,180)		(1,179)
Dividends representing return on equity method investments	2		2
Net change in:
Trading securities	(20)		(32)
Other assets	345		413
Accrued taxes, interest and expenses	(422)		(126)
Other liabilities	(114)		(155)
Net Cash Provided by (Used in) Operating Activities	395		503
Proceeds from sales:
Available-for-sale securities	2,677		730
Loans	7		661
Bank premises and equipment	15		11
Proceeds from repayments / maturities:
Available-for-sale securities	531		694
Held-to-maturity securities	6		10
Purchases:
Available-for-sale securities	(4,069)		(4,873)
Bank premises and equipment	(41)		(45)
Proceeds from sale and dividends representing return of equity method investments	9		13
Net cash paid on sale of certain retail branch operations	(43)
Net change in:
Other short-term investments	893		2,995
Loans and leases	(1,119)		(1,212)
Operating lease equipment	(50)		(15)
Net Cash (Used in) Provided by Investing Activities	(1,184)		(1,031)
Net change in:
Deposits	(502)		1,703
Federal funds purchased	(17)		56
Other short-term borrowings	2,016		(143)
Dividends paid on common stock	(102)		(107)
Dividends paid on preferred stock	(15)		(15)
Proceeds from issuance of long-term debt	1,494		0
Repayment of long-term debt	(2,088)		(956)
Repurchase of treasury stock and related forward contract	240		180
Other	1		(1)
Net Cash Provided by (Used in) Financing Activities	547		357
Increase (Decrease) in Cash and Due from Banks	(242)		(171)
Cash and Due from Banks at Beginning of Period	2,540	[1]	3,091
Cash and Due from Banks at End of Period	$ 2,298	[1]	$ 2,920

[1] Includes $147 and $152 of cash and due from banks, $2,178 and $2,537 of portfolio loans and leases, $(27) and $(28) of ALLL, $11 and $14 of other assets, $4 and $3 of other liabilities, and $2,102 and $2,487 of long-term debt from consolidated VIEs that are included in their respective captions above at March 31, 2016 and December 31, 2015, respectively. For further information refer to Note 9.