Business Segments (Tables)

3 Months Ended

Mar. 31, 2016

Segment Reporting

Results of Operations and Average Assets by Segment

The following tables present the results of operations and assets by business segment for the three months ended:
						General
		Commercial	Branch	Consumer	Investment	Corporate
March 31, 2016 ($ in millions)		Banking	Banking	Lending	Advisors	and Other	Eliminations	Total
Net interest income	$	451	426	60	43	(77)	-	903
Provision for loan and lease losses		65	34	12	-	8	-	119
Net interest income after provision for loan and lease losses		386	392	48	43	(85)	-	784
Total noninterest income		223	189(b)	83	100	75	(33)(a)	637
Total noninterest expense		363	411	118	107	20	(33)	986
Income (loss) before income taxes		246	170	13	36	(30)	-	435
Applicable income tax expense		35	60	5	13	(5)	-	108
Net income (loss)		211	110	8	23	(25)	-	327
Less: Net income attributable to noncontrolling interests		-	-	-	-	-	-	-
Net income (loss) attributable to Bancorp		211	110	8	23	(25)	-	327
Dividends on preferred stock		-	-	-	-	15	-	15
Net income (loss) available to common shareholders	$	211	110	8	23	(40)	-	312
Total goodwill	$	613	1,655	-	148	-	-	2,416
Total assets	$	59,652	54,528	22,475	8,900	(3,125)	-	142,430

• Revenue sharing agreements between Investment Advisors and Branch Banking are eliminated in the Condensed Consolidated Statements of Income.
• Includes an impairment chargeof $2for branches and land. For more information refer to Note7 andNote 20.

						General
		Commercial	Branch	Consumer	Investment	Corporate
March 31, 2015 ($ in millions)		Banking	Banking	Lending	Advisors	and Other	Eliminations	Total
Net interest income	$	392	377	63	29	(14)	-	847
Provision for loan and lease losses		42	42	14	1	(30)	-	69
Net interest income after provision for loan and lease losses		350	335	49	28	16	-	778
Total noninterest income		174(c)	176(b)	129	107	82	(38)(a)	630
Total noninterest expense		348	400	105	115	(7)	(38)	923
Income before income taxes		176	111	73	20	105	-	485
Applicable income tax expense		13	39	26	7	39	-	124
Net income		163	72	47	13	66	-	361
Less: Net income attributable to noncontrolling interests		-	-	-	-	-	-	-
Net income attributable to Bancorp		163	72	47	13	66	-	361
Dividends on preferred stock		-	-	-	-	15	-	15
Net income available to common shareholders	$	163	72	47	13	51	-	346
Total goodwill	$	613	1,655	-	148	-	-	2,416
Total assets	$	57,855	53,295	22,057	10,042	(2,812)	-	140,437

• Revenue sharing agreements between Investment Advisors and Branch Banking are eliminated in the Condensed Consolidated Statements of Income.
• Includes an impairment charge of $4 for branches and land. For more information, refer to Note 7 and Note 20.
• Includes an impairment charge of $30 for operating lease equipment. For more information, refer to Note 20.