Loans and Leases (Tables)

12 Months Ended

Dec. 31, 2015

Loans and Leases Receivable

Loans and Leases Classified by Primary Purpose

The following table provides a summary of commercial loans and leases classified by primary purpose and consumer loans and leases classified based upon product or collateral as of December 31:
($ in millions)			2015	2014
Loans and leases held for sale:
	Commercial and industrial loans	$	20	36
	Commercial mortgage loans		34	11
	Commercial construction loans		0	2
	Commercial leases		0	1
	Residential mortgage loans		708	1,193
	Home equity		35	0
	Automobile loans		4	0
	Credit card		101	0
	Other consumer loans and leases		1	18
Total loans and leases held for sale		$	903	1,261
Portfolio loans and leases:
	Commercial and industrial loans	$	42,131	40,765
	Commercial mortgage loans		6,957	7,399
	Commercial construction loans		3,214	2,069
	Commercial leases		3,854	3,720
Total commercial loans and leases			56,156	53,953
	Residential mortgage loans		13,716	12,389
	Home equity		8,301	8,886
	Automobile loans		11,493	12,037
	Credit card		2,259	2,401
	Other consumer loans and leases		657	418
Total consumer loans and leases			36,426	36,131
Total portfolio loans and leases		$	92,582	90,084

Total Loans And Leases Owned By The Bancorp

The following table presents a summary of the total loans and leases owned by the Bancorp and net charge-offs as of and for the years ended December 31:
				90 Days Past Due		Net
		Balance		and Still Accruing		Charge-Offs
($ in millions)		2015	2014	2015	2014	2015	2014
Commercial and industrial loans	$	42,151	40,801	7	-	229	222
Commercial mortgage loans		6,991	7,410	-	-	27	26
Commercial construction loans		3,214	2,071	-	-	3	12
Commercial leases		3,854	3,721	-	-	2	1
Residential mortgage loans		14,424	13,582	40	56	17	126
Home equity		8,336	8,886	-	-	39	59
Automobile loans		11,497	12,037	10	8	28	27
Credit card		2,360	2,401	18	23	82	82
Other consumer loans and leases		658	436	-	-	19	20
Total loans and leases	$	93,485	91,345	75	87	446	575
Less: Loans and leases held for sale	$	903	1,261
Total portfolio loans and leases	$	92,582	90,084

Investment in Lease Financing

The following table provides the components of the commercial lease financing portfolio as of December 31:
($ in millions)		2015	2014
Rentals receivable, net of principal and interest on nonrecourse debt	$	3,550	3,589
Estimated residual value of leased assets		906	779
Initial direct cost, net of amortization		22	17
Gross investment in lease financing		4,478	4,385
Unearned income		(624)	(665)
Net investment in commercial lease financing(a)	$	3,854	3,720

• The accumulated allowance for uncollectible minimum lease payments was $47and $45 at December 31, 2015and 2014, respectively.