Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges

and Preferred Stock Dividend Requirements

($ in millions)

	Three Months Ended September 30, 2015			Nine Months Ended September 30, 2015
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	81		$	223
One-Third of Rents, Net of Income from Subleases		7			23
Preferred Stock Dividends		15			52
Total Fixed Charges	$	103		$	298
Earnings:
Income Before Income Taxes	$	515		$	1,417
Fixed Charges, Excluding Preferred Stock Dividends		88			246
Total Earnings	$	603		$	1,663
Ratio of Earnings to Fixed Charges, Excluding Interest on Deposits		5.85	x		5.58	x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	125		$	363
One-Third of Rents, Net of Income from Subleases		7			23
Preferred Stock Dividends		15			52
Total Fixed Charges	$	147		$	438
Earnings:
Income Before Income Taxes	$	515		$	1,417
Fixed Charges, Excluding Preferred Stock Dividends		132			386
Total Earnings	$	647		$	1,803
Ratio of Earnings to Fixed Charges, Including Interest on Deposits		4.40	x		4.12	x