CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS Unaudited - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2015		Sep. 30, 2014
Operating Activities
Net income	$ 1,050		$ 1,098
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan and lease losses	305		216
Depreciation, amortization and accretion	333		307
Stock-based compensation expense	78		63
(Benefit from) provision for deferred income taxes	(13)		(15)
Securities gains, net	5		18
(Recovery of) provision for MSR impairment (Mortgage banking net revenue)	38		7
Net gains on sales of loans and fair value adjustments on loans held for sale	(91)		(55)
Net losses on disposition and impairment of bank premises and equipment	102		16
Operating lease equipment impairment	36
Proceeds from sales of loans held for sale	3,816		4,434
Loans originated for sale, net of repayments	(3,945)		(3,965)
Dividends representing return on equity method investments	19		24
Gain on sale of Vantiv, Inc. shares			125
Net change in:
Trading securities	(21)		(45)
Other assets	86		403
Accrued taxes, interest and expenses	(81)		(149)
Other liabilities	(190)		(641)
Net Cash Provided by (Used in) Operating Activities	1,517		1,555
Sales:
Available-for-sale securities	11,692		4,354
Loans	718		115
Bank premises and equipment	25		14
Repayments / maturities:
Available-for-sale securities	2,263		1,664
Held-to-maturity securities	30		17
Purchases:
Available-for-sale securities	(20,573)		(9,890)
Bank premises and equipment	(118)		(156)
Proceeds from sale and dividends representing return of equity method investments	35		236
Net change in:
Other short-term investments	5,920		1,479
Loans and leases	(4,121)		(2,701)
Operating lease equipment	(41)		(52)
Net Cash (Used in) Provided by Investing Activities	(4,170)		(4,920)
Net change in:
Core deposits	(839)		1,472
Certificates - $100,000 and over, including foreign office and other	20		(3,455)
Federal funds purchased	(12)		(136)
Other short-term borrowings	3,348		1,350
Dividends paid on common shares	(319)		(314)
Dividends paid on preferred shares	(52)		(44)
Proceeds from issuance of long-term debt	2,342		5,599
Repayment of long-term debt	(1,809)		(961)
Repurchase of treasury shares and related forward contract	635		474
Issuance of preferred shares			297
Other	(27)		(22)
Net Cash Provided by (Used in) Financing Activities	2,017		3,312
Increase (Decrease) in Cash and Due from Banks	(636)		(53)
Cash and Due from Banks at Beginning of Period	3,091	[1]	3,178
Cash and Due from Banks at End of Period	$ 2,455	[1]	$ 3,125

[1] Includes $137 and $179 of cash and due from banks, $2,179 and $3,378 of portfolio loans and leases, $(27) and $(22) of ALLL, $18 and $25 of other assets, $3 and $5 of other liabilities, and $2,136 and $3,434 of long-term debt from consolidated VIEs that are included in their respective captions above at September 30, 2015 and December 31, 2014, respectively. For further information refer to Note 11.