EX-12.2 4 d903839dex122.htm EX-12.2 EX-12.2

Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges

and Preferred Stock Dividend Requirements

($ in millions)

 

     Three Months
Ended

March  31,
2015
 

Excluding Interest on Deposits:

  

Fixed Charges:

  

Interest Expense (excluding interest on deposits)

   $ 73  

One-Third of Rents, Net of Income from Subleases

     7  

Preferred Stock Dividends

     15  
  

 

 

 

Total Fixed Charges

   $ 95  
  

 

 

 

Earnings:

  

Income Before Income Taxes

   $ 485  

Fixed Charges, Excluding Preferred Stock Dividends

     80  
  

 

 

 

Total Earnings

   $ 565  
  

 

 

 

Ratio of Earnings to Fixed Charges, Excluding Interest on Deposits

     5.95
  

 

 

 

Including Interest on Deposits:

  

Fixed Charges:

  

Interest Expense

   $ 123  

One-Third of Rents, Net of Income from Subleases

     7  

Preferred Stock Dividends

     15  
  

 

 

 

Total Fixed Charges

   $ 145  
  

 

 

 

Earnings:

  

Income Before Income Taxes

   $ 485  

Fixed Charges, Excluding Preferred Stock Dividends

     130  
  

 

 

 

Total Earnings

   $ 615  
  

 

 

 

Ratio of Earnings to Fixed Charges, Including Interest on Deposits

     4.24