Loans and Leases (Tables)

12 Months Ended

Dec. 31, 2014

Loans and Leases Receivable

Loans and Leases Classified by Primary Purpose

The following table provides a summary of the total loans and leases classified by primary purpose as of December 31:
($ in millions)			2014	2013
Loans and leases held for sale:
	Commercial and industrial loans	$	36	31
	Commercial mortgage loans		11	3
	Commercial construction loans		2	2
	Commercial leases		1	1
	Residential mortgage loans		1,193	890
	Other consumer loans and leases		18	17
Total loans and leases held for sale		$	1,261	944
Portfolio loans and leases:
	Commercial and industrial loans	$	40,765	39,316
	Commercial mortgage loans		7,399	8,066
	Commercial construction loans		2,069	1,039
	Commercial leases		3,720	3,625
Total commercial loans and leases			53,953	52,046
	Residential mortgage loans		12,389	12,680
	Home equity		8,886	9,246
	Automobile loans		12,037	11,984
	Credit card		2,401	2,294
	Other consumer loans and leases		418	364
Total consumer loans and leases			36,131	36,568
Total portfolio loans and leases		$	90,084	88,614

Total Loans And Leases Owned By The Bancorp

The following table presents a summary of the total loans and leases owned by the Bancorp as of and for the years ended December 31:
					90 Days Past Due			Net
		Balance			and Still Accruing			Charge-Offs
($ in millions)		2014	2013		2014	2013		2014	2013
Commercial and industrial loans	$	40,801	39,347	$	-	-	$	222	168
Commercial mortgage loans		7,410	8,069		-	-		26	47
Commercial construction loans		2,071	1,041		-	-		12	4
Commercial leases		3,721	3,626		-	-		1	1
Residential mortgage loans		13,582	13,570		56	66		126	60
Home equity		8,886	9,246		-	-		59	97
Automobile loans		12,037	11,984		8	8		27	22
Credit card		2,401	2,294		23	29		82	78
Other consumer loans and leases		436	381		-	-		20	24
Total loans and leases	$	91,345	89,558	$	87	103	$	575	501
Less: Loans held for sale	$	1,261	944
Total portfolio loans and leases	$	90,084	88,614

Investment in Lease Financing

The following table provides the components of the investment in portfolio commercial lease financing at December 31:
($ in millions)		2014	2013
Rentals receivable, net of principal and interest on nonrecourse debt	$	3,589	3,556
Estimated residual value of leased assets		779	754
Initial direct cost, net of amortization		17	15
Gross investment in lease financing		4,385	4,325
Unearned income		(665)	(700)
Net investment in lease financing(a)	$	3,720	3,625

• The accumulated allowance for uncollectible minimum lease payments was $45million and $53million at December 31, 2014and 2013, respectively.