Other Noninterest Income and Other Noninterest Expense

12 Months Ended

Dec. 31, 2014

Other Noninterest Income

Other Noninterest Income and Other Noninterest Expense

The following table presents the major components of other noninterest income and other noninterest expense for the years ended December 31:
($ in millions)			2014	2013	2012
Other noninterest income:
	Gain on Vantiv, Inc. IPO and sale of Vantiv, Inc. shares	$	148	336	272
	Operating lease income		84	75	60
	Equity method income from interest in Vantiv Holding, LLC		48	77	61
	Cardholder fees		45	47	46
	BOLI income		44	52	35
	Valuation adjustments on the warrant and put options associated with sale of Vantiv Holding, LLC		31	206	67
	Banking center income		30	34	32
	Consumer loan and lease fees		25	27	27
	Insurance income		13	25	28
	Gain on loan sales		-	3	20
	Loss on OREO		(14)	(26)	(57)
	Loss on swap associated with the sale of Visa, Inc. class B shares		(38)	(31)	(45)
	Other, net		34	54	28
Total other noninterest income		$	450	879	574
Other noninterest expense:
	Losses and adjustments	$	188	221	187
	Impairment on affordable housing investments		135	108	90
	Loan and lease		119	158	183
	Marketing		98	114	128
	FDIC insurance and other taxes		89	127	114
	Professional services fees		72	76	56
	Operating lease		67	57	43
	Travel		52	54	52
	Postal and courier		47	48	48
	Data processing		41	42	40
	Recruitment and education		28	26	28
	OREO expense		17	16	21
	Insurance		16	17	18
	Supplies		15	16	17
	Intangible asset amortization		4	8	13
	Loss on debt extinguishment		-	8	169
	Benefit from the reserve for unfunded commitments		(27)	(17)	(2)
	Other, net		178	185	169
Total other noninterest expense		$	1,139	1,264	1,374