Exhibit 12.1

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Fixed Charges

($ In Millions)

	Three Months Ended March 31,  2014
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	52
One-Third of Rents, Net of Income from Subleases		7
Total Fixed Charges	$	59
Earnings:
Income Before Income Taxes	$	438
Fixed Charges		59
Total Earnings	$	497
Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits		8.42	x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	100
One-Third of Rents, Net of Income from Subleases		7
Total Fixed Charges	$	107
Earnings:
Income Before Income Taxes	$	438
Fixed Charges		107
Total Earnings	$	545
Ratio of Earnings to Fixed Charges, Including Interest On Deposits		5.09	x