Exhibit 12.1

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Fixed Charges

($ In Millions)

		Year Ended December 31,
		2013		2012		2011		2010		2009
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$		210		296		309		293		361
One-Third of Rents, Net of Income from Subleases			28		28		27		26		29
Total Fixed Charges	$		238		324		336		319		390
Earnings:
Income Before Income Taxes	$		2,598		2,210		1,831		940		767
Fixed Charges			238		324		336		319		390
Total Earnings	$		2,836		2,534		2,167		1,259		1,157
Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits			11.92x		7.82x		6.45x		3.94x		2.97x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$		412		512		661		885		1,314
One-Third of Rents, Net of Income from Subleases			28		28		27		26		29
Total Fixed Charges	$		440		540		688		911		1,343
Earnings:
Income Before Income Taxes	$		2,598		2,210		1,831		940		767
Fixed Charges			440		540		688		911		1,343
Total Earnings	$		3,038		2,750		2,519		1,851		2,110
Ratio of Earnings to Fixed Charges, Including Interest On Deposits			6.90x		5.09x		3.66x		2.03x		1.57x