Bank Premises and Equipment (Tables)

12 Months Ended

Dec. 31, 2013

Bank Premises and Equipment

Bank Premises and Equipment

The following is a summary of bank premises and equipment at December 31:
($ in millions)	Estimated Useful Life		2013	2012
Land and improvements		$	838	841
Buildings	2 to 30 yrs.		1,763	1,692
Equipment	1 to 30 yrs.		1,581	1,460
Leasehold improvements	5 to 30 yrs.		397	386
Construction in progress			118	141
Accumulated depreciation and amortization			(2,166)	(1,978)
Total		$	2,531	2,542

Annual Future Minimum Payments under Capital Leases and Noncancelable Operating Leases

The following table provides the annual future minimum payments under capital leases and noncancelable operating leases at December 31, 2013:
($ in millions)		Operating Leases	Capital Leases
Year ending December 31,
2014	$	91	8
2015		88	7
2016		82	4
2017		75	-
2018		71	-
Thereafter		339	-
Total minimum lease payments	$	746	19
Less: Amounts representing interest		-	1
Present value of net minimum lease payments		-	18