Loans and Leases (Tables)

12 Months Ended

Dec. 31, 2013

Loans And Leases

Loans and Leases Classified by Primary Purpose

The following table provides a summary of the total loans and leases classified by primary purpose as of December 31:
($ in millions)			2013	2012
Loans and leases held for sale:
	Commercial and industrial loans	$	31	39
	Commercial mortgage loans		3	13
	Commercial construction loans		2	9
	Commercial leases		1	-
	Residential mortgage loans		890	2,856
	Other consumer loans and leases		17	22
Total loans and leases held for sale		$	944	2,939
Portfolio loans and leases:
	Commercial and industrial loans	$	39,316	36,038
	Commercial mortgage loans		8,066	9,103
	Commercial construction loans		1,039	698
	Commercial leases		3,625	3,549
Total commercial loans and leases			52,046	49,388
	Residential mortgage loans		12,680	12,017
	Home equity		9,246	10,018
	Automobile loans		11,984	11,972
	Credit card		2,294	2,097
	Other consumer loans and leases		364	290
Total consumer loans and leases			36,568	36,394
Total portfolio loans and leases		$	88,614	85,782

Total Loans And Leases Owned By The Bancorp

The following table presents a summary of the total loans and leases owned by the Bancorp as of and for the years ended December 31:
					90 Days Past Due			Net
		Balance			and Still Accruing			Charge-Offs
($ in millions)		2013	2012		2013	2012		2013	2012
Commercial and industrial loans	$	39,347	36,077	$	-	1	$	168	165
Commercial mortgage loans		8,069	9,116		-	22		47	99
Commercial construction loans		1,041	707		-	1		4	25
Commercial leases		3,626	3,549		-	-		1	8
Residential mortgage loans		13,570	14,873		66	75		60	122
Home equity		9,246	10,018		-	58		97	157
Automobile loans		11,984	11,972		8	8		22	31
Credit card		2,294	2,097		29	30		78	74
Other consumer loans and leases		381	312		-	-		24	23
Total loans and leases	$	89,558	88,721	$	103	195	$	501	704
Less: Loans held for sale	$	944	2,939
Total portfolio loans and leases	$	88,614	85,782

Investment in Lease Financing

The components of the investment in lease financing at December 31:
($ in millions)		2013	2012
Rentals receivable, net of principal and interest on nonrecourse debt	$	3,556	3,543
Estimated residual value of leased assets		754	760
Initial direct cost, net of amortization		15	16
Gross investment in lease financing		4,325	4,319
Unearned income		(700)	(758)
Net investment in lease financing(a)	$	3,625	3,561

• The accumulated allowance for uncollectible minimum lease payments was $53 million and $67million at December 31, 2013and 2012, respectively.