Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividend Requirements

($ In Millions)

	Three Months Ended September 30, 2013			Nine Months Ended September 30, 2013
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	48		$	156
One-Third of Rents, Net of Income from Subleases		7			21
Preferred Stock Dividends		—			18
Total Fixed Charges	$	55		$	195
Earnings:
Income Before Income Taxes	$	604		$	2,037
Fixed Charges—Excluding Preferred Stock Dividends		55			177
Total Earnings	$	659		$	2,214
Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits		11.98	x		11.35	x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	99		$	310
One-Third of Rents, Net of Income from Subleases		7			21
Preferred Stock Dividends		—			18
Total Fixed Charges	$	106		$	349
Earnings:
Income Before Income Taxes	$	604		$	2,037
Fixed Charges—Excluding Preferred Stock Dividends		106			331
Total Earnings	$	710		$	2,368
Ratio of Earnings to Fixed Charges, Including Interest On Deposits		6.70	x		6.79	x