Exhibit 12.1

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Fixed Charges

($ In Millions)

	Three Months Ended September 30, 2013			Nine Months Ended September 30, 2013
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	48		$	156
One-Third of Rents, Net of Income from Subleases		7			21
Total Fixed Charges	$	55		$	177
Earnings:
Income Before Income Taxes	$	604		$	2,037
Fixed Charges		55			177
Total Earnings	$	659		$	2,214
Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits		11.98	x		12.51	x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	99		$	310
One-Third of Rents, Net of Income from Subleases		7			21
Total Fixed Charges	$	106		$	331
Earnings:
Income Before Income Taxes	$	604		$	2,037
Fixed Charges		106			331
Total Earnings	$	710		$	2,368
Ratio of Earnings to Fixed Charges, Including Interest On Deposits		6.70	x		7.15	x