Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividend Requirements

($ In Millions)

	Three Months Ended June  30, 2013		Six Months Ended June 30, 2013
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	51	$	108
One-Third of Rents, Net of Income from Subleases		7		14
Preferred Stock Dividends		9		18
Total Fixed Charges	$	67	$	140
Earnings:
Income Before Income Taxes	$	841	$	1,432
Fixed Charges—Excluding Preferred Stock Dividends		58		122
Total Earnings	$	899	$	1,554
Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits		13.42x		11.1x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	104	$	211
One-Third of Rents, Net of Income from Subleases		7		14
Preferred Stock Dividends		9		18
Total Fixed Charges	$	120	$	243
Earnings:
Income Before Income Taxes	$	841	$	1,432
Fixed Charges—Excluding Preferred Stock Dividends		111		225
Total Earnings	$	952	$	1,657
Ratio of Earnings to Fixed Charges, Including Interest On Deposits		7.93x		6.82x