Exhibit 12.1

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Fixed Charges

($ In Millions)

	Three Months Ended June  30, 2013		Six Months Ended June 30, 2013
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	51	$	108
One-Third of Rents, Net of Income from Subleases		7		14
Total Fixed Charges	$	58	$	122
Earnings:
Income Before Income Taxes	$	841	$	1,432
Fixed Charges		58		122
Total Earnings	$	899	$	1,554
Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits		15.5x		12.74x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	104	$	211
One-Third of Rents, Net of Income from Subleases		7		14
Total Fixed Charges	$	111	$	225
Earnings:
Income Before Income Taxes	$	841	$	1,432
Fixed Charges		111		225
Total Earnings	$	952	$	1,657
Ratio of Earnings to Fixed Charges, Including Interest On Deposits		8.58x		7.36x