EX-12.2 4 d530174dex122.htm EX-12.2 EX-12.2

Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividend Requirements

($ In Millions)

 

     Three  Months
Ended

March 31,
2013
 

Excluding Interest on Deposits:

  

Fixed Charges:

  

Interest Expense (excluding interest on deposits)

   $ 57   

One-Third of Rents, Net of Income from Subleases

     7   

Preferred Stock Dividends

     9   
  

 

 

 

Total Fixed Charges

   $ 73   
  

 

 

 

Earnings:

  

Income Before Income Taxes

   $ 591   

Fixed Charges—Excluding Preferred Stock Dividends

     64   
  

 

 

 

Total Earnings

   $ 655   
  

 

 

 

Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits

     8.97x   
  

 

 

 

Including Interest on Deposits:

  

Fixed Charges:

  

Interest Expense

   $ 107   

One-Third of Rents, Net of Income from Subleases

     7   

Preferred Stock Dividends

     9   
  

 

 

 

Total Fixed Charges

   $ 123   
  

 

 

 

Earnings:

  

Income Before Income Taxes

   $ 591   

Fixed Charges—Excluding Preferred Stock Dividends

     114   
  

 

 

 

Total Earnings

   $ 705   
  

 

 

 

Ratio of Earnings to Fixed Charges, Including Interest On Deposits

     5.73x