Exhibit 12.1

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Fixed Charges

($ In Millions)

	Three  Months Ended March 31, 2013
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	57
One-Third of Rents, Net of Income from Subleases		7
Total Fixed Charges	$	64
Earnings:
Income Before Income Taxes	$	591
Fixed Charges		64
Total Earnings	$	655
Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits		10.23x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	107
One-Third of Rents, Net of Income from Subleases		7
Total Fixed Charges	$	114
Earnings:
Income Before Income Taxes	$	591
Fixed Charges		114
Total Earnings	$	705
Ratio of Earnings to Fixed Charges, Including Interest On Deposits		6.18x