Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividend Requirements

($ In Millions)

	Year Ended December 31,
	2012		2011		2010		2009		2008
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	296		309		293		361		805
One-Third of Rents, Net of Income from Subleases		28		27		26		29		28
Preferred Stock Dividends		35		203		250		226		67
Total Fixed Charges	$	359		539		569		616		900
Earnings:
Income (Loss) Before Income Taxes	$	2,210		1,831		940		767		(2,664	)
Fixed Charges—Excluding Preferred Stock Dividends		324		336		319		390		833
Total Earnings	$	2,534		2,167		1,259		1,157		(1,831	)
Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits		7.06x		4.02x		2.21x		1.88x		N/A	(a)
Coverage Deficiency		—		—		—		—		(2,731	)
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	512		661		885		1,314		2,094
One-Third of Rents, Net of Income from Subleases		28		27		26		29		28
Preferred Stock Dividends		35		203		250		226		67
Total Fixed Charges	$	575		891		1,161		1,569		2,189
Earnings:
Income (Loss) Before Income Taxes	$	2,210		1,831		940		767		(2,664	)
Fixed Charges—Excluding Preferred Stock Dividends		540		688		911		1,343		2,122
Total Earnings	$	2,750		2,519		1,851		2,110		(542	)
Ratio of Earnings to Fixed Charges, Including Interest On Deposits		4.78x		2.83x		1.59x		1.34x		N/A	(a)
Coverage Deficiency		—		—		—		—		(2,731	)

(a) Earnings were inadequate to cover fixed charges by $2.7 billion