Loans and Leases (Tables)

12 Months Ended

Dec. 31, 2012

Loans and Leases Classified by Primary Purpose

The following table provides a summary of the total loans and leases classified by primary purpose as of December 31:
($ in millions)			2012	2011
Loans and leases held for sale:
	Commercial and industrial loans	$	39	45
	Commercial mortgage loans		13	76
	Commercial construction loans		9	17
	Residential mortgage loans		2,856	2,802
	Other consumer loans and leases		22	14
Total loans and leases held for sale		$	2,939	2,954
Portfolio loans and leases:
	Commercial and industrial loans	$	36,038	30,783
	Commercial mortgage loans		9,103	10,138
	Commercial construction loans		698	1,020
	Commercial leases		3,549	3,531
Total commercial loans and leases			49,388	45,472
	Residential mortgage loans		12,017	10,672
	Home equity		10,018	10,719
	Automobile loans		11,972	11,827
	Credit card		2,097	1,978
	Other consumer loans and leases		290	350
Total consumer loans and leases			36,394	35,546
Total portfolio loans and leases		$	85,782	81,018

Total Loans And Leases Owned By The Bancorp

The following table presents a summary of the total loans and leases owned by the Bancorp as of and for the years ended December 31:
					90 Days Past Due			Net
		Balance			and Still Accruing			Charge-Offs
($ in millions)		2012	2011		2012	2011		2012	2011
Commercial and industrial loans	$	36,077	30,828	$	1	4	$	165	276
Commercial mortgage loans		9,116	10,214		22	3		99	195
Commercial construction loans		707	1,037		1	1		25	85
Commercial leases		3,549	3,531		-	-		8	(2)
Residential mortgage loans		14,873	13,474		75	79		122	173
Home equity loans		10,018	10,719		58	74		157	220
Automobile loans		11,972	11,827		8	9		31	53
Credit card		2,097	1,978		30	30		74	98
Other consumer loans and leases		312	364		-	-		23	74
Total loans and leases	$	88,721	83,972	$	195	200	$	704	1,172
Less: Loans held for sale	$	2,939	2,954
Total portfolio loans and leases	$	85,782	81,018

Investment in Lease Financing

The components of the investment in lease financing at December 31:
($ in millions)		2012	2011
Rentals receivable, net of principal and interest on nonrecourse debt	$	3,543	3,757
Estimated residual value of leased assets		760	772
Initial direct cost, net of amortization		16	16
Gross investment in lease financing		4,319	4,545
Unearned income		(758)	(942)
Net investment in lease financing(a)	$	3,561	3,603

• The accumulated allowance for uncollectible minimum lease payments was $67 million and $79million at December 31, 2012and 2011, respectively.