Other Noninterest Income and Other Noninterest Expense

12 Months Ended

Dec. 31, 2012

Other Noninterest Income and Other Noninterest Expense

24.OTHER NONINTEREST INCOME AND OTHER NONINTEREST EXPENSE

The following table presents the major components of other noninterest income and other noninterest expense for the years ended December 31:
($ in millions)			2012	2011	2010
Other noninterest income:
	Gain on Vantiv, Inc. IPO and sale of Vantiv, Inc. shares	$	272	-	-
	Net gain from warrant and put options associated with sale of the processing business		67	39	5
	Equity method income from interest in Vantiv Holding, LLC		61	57	26
	Operating lease income		60	58	62
	Cardholder fees		46	41	36
	BOLI income		35	41	194
	Banking center income		32	27	22
	Insurance income		28	28	38
	Consumer loan and lease fees		27	31	32
	Gain on loan sales		20	37	51
	TSA revenue		1	21	49
	Loss on swap associated with the sale of Visa, Inc. class B shares		(45)	(83)	(19)
	Loss on sale of OREO		(57)	(71)	(78)
	Other, net		27	24	(12)
Total		$	574	250	406
Other noninterest expense:
	Losses and adjustments	$	187	129	187
	Loan and lease		183	195	211
	Loss (gain) on debt extinguishment		169	(8)	17
	Marketing		128	115	98
	FDIC insurance and other taxes		114	201	242
	Impairment of affordable housing investments		90	85	100
	Professional services fees		56	58	77
	Travel		52	52	51
	Postal and courier		48	49	48
	Operating lease		43	41	41
	Data processing		40	29	24
	Recruitment and education		28	31	31
	OREO expense		21	34	33
	Insurance		18	25	42
	Supplies		17	18	24
	Intangible asset amortization		13	22	43
	Provision (benefit) for unfunded commitments and letters of credit		(2)	(46)	(24)
	Other, net		169	194	149
Total		$	1,374	1,224	1,394