Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividend Requirements

($ In Millions)

	Three Months Ended 9/30/2012		Nine Months Ended 9/30/2012
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	68	$	230
One-Third of Rents, Net of Income from Subleases		7		21
Preferred Stock Dividends		9		26
Total Fixed Charges	$	84	$	277
Earnings:
Income Before Income Taxes	$	503	$	1,670
Fixed Charges—Excluding Preferred Stock Dividends		75		251
Total Earnings	$	578	$	1,921
Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits		6.88x		6.94x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	120	$	395
One-Third of Rents, Net of Income from Subleases		7		21
Preferred Stock Dividends		9		26
Total Fixed Charges	$	136	$	442
Earnings:
Income Before Income Taxes	$	503	$	1,670
Fixed Charges—Excluding Preferred Stock Dividends		127		416
Total Earnings	$	630	$	2,086
Ratio of Earnings to Fixed Charges, Including Interest On Deposits		4.63x		4.72x