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Fair Value Measurements (Tables)

9 Months Ended

Sep. 30, 2012

Assets and Liabilities Measured at Fair Value on a Recurring Basis

Assets and Liabilities Measured at Fair Value on a Recurring Basis
The following tables summarize assets and liabilities measured at fair value on a recurring basis, including residential mortgage loans held for sale for which the Bancorp has elected the fair value option as of:

	Fair Value Measurements Using
September 30, 2012 ($ in millions)		Level 1^(c)	Level 2^(c)	Level 3	Total Fair Value
Assets:
Available-for-sale securities:
U.S. Treasury and government agencies	$	41	-	-	41
U.S. Government sponsored agencies		-	1,922	-	1,922
Obligations of states and political subdivisions		-	211	-	211
Agency mortgage-backed securities		-	8,986	-	8,986
Other bonds, notes and debentures		-	3,164	-	3,164
Other securities^(a)		79	156	-	235
Available-for-sale securities^(a)		120	14,439	-	14,559

Trading securities:
Obligations of states and political subdivisions		-	10	1	11
Agency mortgage-backed securities		-	14	-	14
Other bonds, notes and debentures		-	13	-	13
Other securities		167	-	-	167
Trading securities		167	37	1	205

Residential mortgage loans held for sale		-	1,741	-	1,741
Residential mortgage loans^(b)		-	-	76	76
Derivative assets:
Interest rate contracts		8	1,613	102	1,723
Foreign exchange contracts		-	216	-	216
Equity contracts		-	-	198	198
Commodity contracts		-	99	-	99
Derivative assets		8	1,928	300	2,236
Total assets	$	295	18,145	377	18,817

Liabilities:
Derivative liabilities
Interest rate contracts	$	92	662	3	757
Foreign exchange contracts		-	198	-	198
Equity contracts		-	-	22	22
Commodity contracts		-	95	-	95
Derivative liabilities		92	955	25	1,072

Short positions		11	3	-	14
Total liabilities	$	103	958	25	1,086


	Fair Value Measurements Using
December 31, 2011 ($ in millions)		Level 1	Level 2	Level 3	Total Fair Value
Assets:
Available-for-sale securities:
U.S. Treasury and Government agencies	$	171	-	-	171
U.S. Government sponsored agencies		-	1,962	-	1,962
Obligations of states and political subdivisions		-	101	-	101
Agency mortgage-backed securities		-	10,284	-	10,284
Other bonds, notes and debentures		-	1,812	-	1,812
Other securities^(a)		185	5	-	190
Available-for-sale securities^(a)		356	14,164	-	14,520

Trading securities:
Obligations of states and political subdivisions		-	8	1	9
Agency mortgage-backed securities		-	11	-	11
Other bonds, notes and debentures		-	13	-	13
Other securities		144	-	-	144
Trading securities		144	32	1	177

Residential mortgage loans held for sale		-	2,751	-	2,751
Residential mortgage loans^(b)		-	-	65	65
Derivative assets:
Interest rate contracts		8	1,773	34	1,815
Foreign exchange contracts		-	294	-	294
Equity contracts		-	-	113	113
Commodity contracts		-	134	-	134
Derivative assets		8	2,201	147	2,356
Total assets	$	508	19,148	213	19,869

Liabilities:
Derivative liabilities
Interest rate contracts	$	54	802	2	858
Foreign exchange contracts		-	275	-	275
Equity contracts		-	-	81	81
Commodity contracts		-	130	-	130
Derivative liabilities		54	1,207	83	1,344

Short positions		2	4	-	6
Total liabilities	$	56	1,211	83	1,350


	Fair Value Measurements Using
September 30, 2011 ($ in millions)		Level 1	Level 2	Level 3	Total Fair Value
Assets:
Available-for-sale securities:
U.S. Treasury and government agencies	$	202	-	-	202
U.S. Government sponsored agencies		-	1,990	-	1,990
Obligations of states and political subdivisions		-	105	-	105
Agency mortgage-backed securities		-	11,017	-	11,017
Other bonds, notes and debentures		-	1,573	-	1,573
Other securities^(a)		491	7	-	498
Available-for-sale securities^(a)		693	14,692	-	15,385

Trading securities:
Obligations of states and political subdivisions		-	11	1	12
Agency mortgage-backed securities		-	20	-	20
Other bonds, notes and debentures		-	15	-	15
Other securities		142	-	-	142
Trading securities		142	46	1	189

Residential mortgage loans held for sale		-	1,593	-	1,593
Residential mortgage loans^(b)		-	-	62	62
Derivative assets:
Interest rate contracts		3	1,872	39	1,914
Foreign exchange contracts		-	471	-	471
Equity contracts		-	-	103	103
Commodity contracts		-	112	-	112
Derivative assets		3	2,455	142	2,600
Total assets	$	838	18,786	205	19,829

Liabilities:
Derivative liabilities
Interest rate contracts	$	59	862	2	923
Foreign exchange contracts		-	447	-	447
Equity contracts		-	-	30	30
Commodity contracts		-	105	-	105
Derivative liabilities		59	1,414	32	1,505

Short positions		7	1	-	8
Total liabilities	$	66	1,415	32	1,513

Excludes FHLB and FRB restricted stock totaling $497 and $346, respectively, at September 30, 2012 and $497 and $345, respectively, at December 31, 2011 and September 30, 2011.
Includes residential mortgage loans originated as held for sale and subsequently transferred to held for investment.
During the three and nine months ended September 30, 2012, no assets or liabilities were transferred between Level 1 and Level 2.

Quantitative information about significant unobservable level 3 fair value measurement inputs

The following table presents information as of September 30, 2012 about significant unobservable inputs related to the Bancorp’s material categories of Level 3 financial assets and liabilities measured on a recurring basis.

($ in millions)
Financial Instrument		Fair Value	Valuation Technique	Significant Unobservable Inputs	Ranges of Inputs	Weighted-Average
Residential mortgage loans	$	76	Loss rate model	Interest rate risk factor	(91.0) - 16.6%	6.5%
				Credit risk factor	2.3 - 68.4%	4.6%
IRLCs, net		102	Discounted cash flow	Loan closing rates	9.8 - 95.0%	60.1%
Stock warrants associated with the sale		197	Black-Scholes option	Expected term (years)	2.00 - 16.75	6.2
of the processing business			valuation model	Expected volatility^(a)	27.7 - 40.6%	34.2%
				Risk free rate	0.2 - 2.6%.	0.9%
				Expected dividend rate	-	-
Swap associated with the sale of Visa, Inc.		(21)	Discounted cash flow	Timing of the resolution	6/30/2013 -	NM
Class B shares				of the Covered Litigation	6/30/2015

Based on historical and implied volatilities of comparable companies assuming similar expected terms.

The following table presents information as of September 30, 2012 about significant unobservable inputs related to the Bancorp’s material categories of Level 3 financial assets and liabilities measured on a nonrecurring basis.

($ in millions)
Financial Instrument		Fair Value	Valuation Technique	Significant Unobservable Inputs	Ranges of Inputs	Weighted-Average
Commercial loans held for sale	$	13	Appraised value	Appraised value	NM	NM
				Cost to sell	NM	10.0%
Commercial and industrial loans		79	Appraised value	Default rates	100%	NM
				Collateral value	NM	NM
				Loss severities	0 - 97.4%	11.6%
Commercial mortgage loans		59	Appraised value	Default rates	100%	NM
				Collateral value	NM	NM
				Loss severities	0 - 100%	30.0%
Commercial construction loans		8	Appraised value	Default rates	100%	NM
				Collateral value	NM	NM
				Loss severities	0 - 27.0%	3.1%
MSRs		679	Discounted cash flow	Prepayment speed	0 - 100%	(Fixed) 16.9% (Adjustable) 27.1%
				Discount rates	9.4 - 18.0%	(Fixed) 10.6% (Adjustable) 11.7%
OREO property		114	Appraised value	Appraised value	NM	NM

Reconciliation of Assets and Liabilities Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3)

The following tables are a reconciliation of assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3):

	Fair Value Measurements Using Significant Unobservable Inputs (Level 3)
			Residential	Interest Rate	Equity
For the three months ended September 30, 2012		Trading	Mortgage	Derivatives,	Derivatives,	Total
($ in millions)		Securities	Loans	Net^(a)	Net^(a)	Fair Value
Beginning balance	$	1	76	54	184		315
Total gains or losses (realized/unrealized):
Included in earnings		-	1	163	(17)		147
Purchases		-	-	-	-		-
Sales		-	-	-	-		-
Settlements		-	(5)	(118)	9		(114)
Transfers into Level 3^(b)		-	4	-	-		4
Ending balance	$	1	76	99	176		352
Changes in unrealized gains or losses for the period
included in earnings for assets held at
September 30, 2012^(c)	$	-	1	101	(17)		85


	Fair Value Measurements Using Significant Unobservable Inputs (Level 3)
			Residential	Interest Rate	Equity
For the three months ended September 30, 2011		Trading	Mortgage	Derivatives,	Derivatives,	Total
($ in millions)		Securities	Loans	Net^(a)	Net^(a)	Fair Value
Beginning balance	$	1	59	5	85		150
Total gains or losses (realized/unrealized):
Included in earnings		-	3	100	(14)		89
Purchases		-	-	-	2		2
Sales		-	-	-	-		-
Settlements		-	(2)	(68)	-		(70)
Transfers into Level 3^(b)		-	2	-	-		2
Ending balance	$	1	62	37	73		173
The amount of total gains or losses for the period
included in earnings attributable to the change in
unrealized gains or losses relating to assets
still held at September 30, 2011^(c)	$	-	3	37	(14)		26

	Fair Value Measurements Using Significant Unobservable Inputs (Level 3)
			Residential	Interest Rate	Equity
For the nine months ended September 30, 2012		Trading	Mortgage	Derivatives,	Derivatives,	Total
($ in millions)		Securities	Loans	Net^(a)	Net^(a)	Fair Value
Beginning balance	$	1	65	32	32		130
Total gains or losses (realized/unrealized):
Included in earnings		-	-	338	57		395
Purchases		-	-	-	-		-
Sales		-	-	-	-		-
Settlements		-	(10)	(271)	87		(194)
Transfers into Level 3^(b)		-	21	-	-		21
Ending balance	$	1	76	99	176		352
Changes in unrealized gains or losses for the period
included in earnings for assets held at
September 30, 2012^(c)	$	-	-	173	57		230


	Fair Value Measurements Using Significant Unobservable Inputs (Level 3)
			Residential	Interest Rate	Equity
For the nine months ended September 30, 2011		Trading	Mortgage	Derivatives,	Derivatives,	Total
($ in millions)		Securities	Loans	Net^(a)	Net^(a)	Fair Value
Beginning balance	$	6	46	2	53	$	107
Total gains or losses (realized/unrealized):
Included in earnings		-	4	154	-		158
Purchases		-	-	-	2		2
Sales		(5)	-	-	-		(5)
Settlements		-	(5)	(119)	18		(106)
Transfers into Level 3^(b)		-	17	-	-		17
Ending balance	$	1	62	37	73	$	173
The amount of total gains or losses for the period
included in earnings attributable to the change in
unrealized gains or losses relating to assets
still held at September 30, 2011^(c)	$	-	4	41	-	$	45

Net interest rate derivatives include derivative assets and liabilities of $102 and $3, respectively, as of September 30, 2012 and $39 and $2, respectively, as of September 30, 2011. Net equity derivatives include derivative assets and liabilities of $198 and $22, respectively, as of September 30, 2012, and $103 and $30, respectively, as of September 30, 2011.
Includes residential mortgage loans held for sale that were transferred to held for investment
Includes interest income and expense.

Total Gains and Losses Included in Earnings for Assets and Liabilites Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3)

The total gains and losses included in earnings for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) were recorded in the Condensed Consolidated Statements of Income as follows:

		For the three months		For the nine months
		ended September 30,		ended September 30,
($ in millions)		2012	2011	2012	2011
Mortgage banking net revenue	$	165	104	339	159
Corporate banking revenue		-	-	-	1
Other noninterest income		(18)	(15)	56	(2)
Total gains	$	147	89	395	158

The total gains and losses included in earnings attributable to changes in unrealized gains and losses related to Level 3 assets and liabilities still held at September 30, 2012 and 2011 were recorded in the Condensed Consolidated Statements of Income as follows:

		For the three months		For the nine months
		ended September 30,		ended September 30,
($ in millions)		2012	2011	2012	2011
Mortgage banking net revenue	$	103	41	174	46
Corporate banking revenue		-	-	-	1
Other noninterest income		(18)	(15)	56	(2)
Total gains	$	85	26	230	45

Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis

The following tables represent those assets that were subject to fair value adjustments during the quarters ended September 30, 2012 and 2011 and still held as of the end of the period, and the related losses from fair value adjustments on assets sold during the period as well as assets still held as of the end of the period.

		Fair Value Measurements Using				Total Losses	Total Losses
						For the three months	For the nine months
As of September 30, 2012 ($ in millions)		Level 1	Level 2	Level 3	Total	ended September 30, 2012	ended September 30, 2012
Commercial loans held for sale^(a)	$	-	-	13	13	(4)	(10)
Commercial and industrial loans		-	-	79	79	(31)	(86)
Commercial mortgage loans		-	-	59	59	(11)	(40)
Commercial construction loans		-	-	8	8	(5)	(21)
MSRs		-	-	679	679	(72)	(122)
OREO property		-	-	114	114	(16)	(60)
Total	$	-	-	952	952	(139)	(339)


		Fair Value Measurements Using				Total Losses	Total Losses
						For the three months	For the nine months
						ended September 30,	ended September 30,
As of September 30, 2011 ($ in millions)		Level 1	Level 2	Level 3	Total	2011	2011
Commercial loans held for sale^(a)	$	-	-	60	60	(23)	(48)
Commercial and industrial loans		-	-	155	155	(84)	(283)
Commercial mortgage loans		-	-	145	145	(46)	(99)
Commercial construction loans		-	-	59	59	(14)	(52)
MSRs		-	-	662	662	(201)	(228)
OREO property		-	-	181	181	(30)	(139)
Total	$	-	-	1,262	1,262	(398)	(849)

Aggregate Fair Values And Principal Balances On Residential Mortgage Loans [Text Block]

The following table summarizes the difference between the fair value and the principal balance for residential mortgage loans measured at fair value as of:

		Aggregate	Aggregate Unpaid
($ in millions)		Fair Value	Principal Balance	Difference
September 30, 2012
Residential mortgage loans measured at fair value	$	1,817	1,695	122
Past due loans of 90 days or more		3	4	(1)
Nonaccrual loans		-	-	-

December 31, 2011
Residential mortgage loans measured at fair value		2,816	2,693	123
Past due loans of 90 days or more		4	5	(1)
Nonaccrual loans		-	-	-

September 30, 2011
Residential mortgage loans measured at fair value		1,655	1,578	77
Past due loans of 90 days or more		4	4	-
Nonaccrual loans		-	-	-

Carrying Amounts and Estimated Fair Values for Certain Financial Instruments

Fair Value of Certain Financial Instruments
The following tables summarize the carrying amounts and estimated fair values for certain financial instruments, excluding financial instruments measured at fair value on a recurring basis.

		Net Carrying	Fair Value Measurements Using			Total
As of September 30, 2012 ($ in millions)		Amount	Level 1	Level 2	Level 3	Fair Value
Financial assets:
Cash and due from banks	$	2,490	2,490	-	-	2,490
Other securities		843	-	843	-	843
Held-to-maturity securities		287	-	-	287	287
Other short-term investments		1,286	1,286	-	-	1,286
Loans held for sale		61	-	-	61	61
Portfolio loans and leases:
Commercial and industrial loans		32,526	-	-	33,701	33,701
Commercial mortgage loans		8,989	-	-	8,259	8,259
Commercial construction loans		633	-	-	520	520
Commercial leases		3,478	-	-	3,355	3,355
Residential mortgage loans^(a)		11,400	-	-	11,350	11,350
Home equity		10,080	-	-	10,064	10,064
Automobile loans		11,884	-	-	11,825	11,825
Credit card		1,910	-	-	2,070	2,070
Other consumer loans and leases		274	-	-	292	292
Unallocated allowance for loan and lease losses		(116)	-	-	-	-
Total portfolio loans and leases, net^(a)	$	81,058	-	-	81,436	81,436
Financial liabilities:
Deposits		84,688	-	84,779	-	84,779
Federal funds purchased		686	686	-	-	686
Other short-term borrowings		5,503	-	5,503	-	5,503
Long-term debt		8,127	6,973	2,057	-	9,030

(a) Excludes $76 of residential mortgage loans measured at fair value on a recurring basis.

		Net Carrying
As of December 31, 2011 ($ in millions)		Amount	Fair Value
Financial assets:
Cash and due from banks	$	2,663	2,663
Other securities		842	842
Held-to-maturity securities		322	322
Other short-term investments		1,781	1,781
Loans held for sale		203	203
Portfolio loans and leases:
Commercial and industrial loans		29,854	30,300
Commercial mortgage loans		9,697	8,870
Commercial construction loans		943	791
Commercial leases		3,451	3,237
Residential mortgage loans^(a)		10,380	9,978
Home equity		10,524	9,737
Automobile loans		11,784	11,747
Credit card		1,872	1,958
Other consumer loans and leases		329	346
Unallocated allowance for loan and lease losses		(136)	-
Total portfolio loans and leases, net^(a)	$	78,698	76,964
Financial liabilities:
Deposits		85,710	85,599
Federal funds purchased		346	346
Other short-term borrowings		3,239	3,239
Long-term debt		9,682	10,197

(a) Excludes $65 of residential mortgage loans measured at fair value on a recurring basis.


		Net Carrying
As of September 30, 2011 ($ in millions)		Amount	Fair Value
Financial assets:
Cash and due from banks	$	2,348	2,348
Other securities		842	842
Held-to-maturity securities		337	337
Other short-term investments		2,028	2,028
Loans held for sale		247	247
Portfolio loans and leases:
Commercial and industrial loans		28,245	29,538
Commercial mortgage loans		9,857	9,167
Commercial construction loans		1,134	889
Commercial leases		3,284	3,131
Residential mortgage loans^(a)		9,954	9,516
Home equity		10,711	9,765
Automobile loans		11,536	11,575
Credit card		1,759	1,831
Other consumer loans and leases		384	430
Unallocated allowance for loan and lease losses		(149)	-
Total portfolio loans and leases, net^(a)	$	76,715	75,842
Financial liabilities:
Deposits		82,047	82,196
Federal funds purchased		427	427
Other short-term borrowings		4,894	4,894
Long-term debt		9,800	10,199

(a) Excludes $62 million of residential mortgage loans measured at fair value on a recurring basis

- Definition

Tabular disclosure of the total amount of gains or losses for the period which are included in earnings or resulted in a change to net assets which gains or losses have arisen from the use of significant unobservable inputs (Level 3) to measure the fair value of assets and liabilities. Such gains or losses are attributable to the change in unrealized gains or losses relating to those assets and liabilities so valued which are still held at the reporting date and which change are also considered for disclosure; it may be expected that a description of where those unrealized gains or losses are reported in the statement of income or the statement of financial position would also be disclosed.

+ References+ Details

- Definition

Tabular disclosure of assets and liabilities by class, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). The disclosures that may be required or desired include: (a) the fair value measurements recorded during the period and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets or liabilities (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3). Where the quoted price in an active market for the identical liability is not available, the Level 1 input is the quoted price of an identical liability when traded as an asset.

+ References+ Details

- Definition

Tabular disclosure of the fair value measurement of assets using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets) and gains or losses recognized in other comprehensive income, and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (2) purchases, sales, issuances, and settlements (each type disclosed separately); and (3) transfers in and transfers out of Level 3 (for example, transfers due to changes in the observability of significant inputs), by class of asset.

+ References+ Details

- Definition

Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments, assets, and liabilities. Such certain disclosures about the financial instruments, assets, and liabilities include: (1) the fair value of the required items together with their carrying amounts (as appropriate) and (2) the methodology and assumptions used in developing such estimates of fair value.

+ References

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-Name Statement of Financial Accounting Standard (FAS)

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-Subparagraph a, c(1), c(2), c(3), d

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Reference 12: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 159

-Paragraph 19

-Subparagraph a, b, c(1), d(1)

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

- Definition

Tabular disclosure of the application of the fair value option for measurement and reporting of eligible financial assets and liabilities (as defined), as well as certain other eligible items (as defined) included in the statement of financial position, whether such option is elected for a single eligible item or a group of similar eligible items and is in addition to other disclosures concerning fair value which the company may be required to provide. Such disclosure might be expected to include: (1) for items included in the statement of financial position: (a) for each line item in the statement of financial position that includes an item or items for which the fair value option has been elected, provide the aggregate carrying amount of ineligible items included in each line item in the balance sheet, if any; (b) the difference between the aggregate fair value and the aggregate unpaid principal balance (assuming contractual principal amounts and fair value option elected) of: (i) loans and long-term receivables (other than securities otherwise reported at fair value) and (ii) long-term debt instruments; (c) for loans held as assets for which the fair value option has been elected: (i) the aggregate fair value of loans that are 90 days or more past due, (ii) if the policy is to recognize interest income separately from other changes in fair value, the aggregate fair value of loans in nonaccrual status, and (iii) the difference between the aggregate fair value and the aggregate unpaid principal balance for loans that are 90 days or more past due, in nonaccrual status, or both; (2) for items included in the income statement: (a) the amounts of gains and losses from fair value changes included in earnings and in which line in the income statement those gains and losses are reported whether or not combined with gains and losses from items required to be accounted for at fair value; (b) for loans and other receivables held as assets, the estimated amount of gains or losses included in earnings attributable to changes in instrument-specific credit risk; (c) for liabilities with fair values that have been significantly affected during the reporting period by changes in the instrument-specific credit risk, the estimated amount of gains and losses from fair value changes included in earnings that are attributable to changes in the instrument-specific credit risk; and (3) certain other disclosures as required or determined to be provided.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

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-Name Statement of Financial Accounting Standard (FAS)

-Number 159

-Paragraph 18

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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

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Reference 3: http://www.xbrl.org/2003/role/presentationRef

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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

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Reference 5: http://www.xbrl.org/2003/role/presentationRef

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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef

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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef

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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 10: http://www.xbrl.org/2003/role/presentationRef

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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 11: http://www.xbrl.org/2003/role/presentationRef

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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details