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CONDENSED CONSOLIDATED STATEMENTS OF INCOME Unaudited (USD $)
In Millions, except Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Interest Income        
Interest and fees on loans and leases $ 893 $ 899 $ 2,683 $ 2,701
Interest on securities 129 155 405 455
Interest on other short-term investments 1 1 3 4
Total interest income 1,023 1,055 3,091 3,160
Interest Expense        
Interest on deposits 52 84 165 287
Interest on other short-term borrowings 3 1 6 3
Interest on long-term debt 65 72 224 229
Total interest expense 120 157 395 519
Net Interest Income 903 898 2,696 2,641
Provision for loan and lease losses 65 87 227 368
Net Interest Income After Provision for Loan and Lease Losses 838 811 2,469 2,273
Noninterest Income        
Mortgage banking net revenue 200 178 588 442
Service charges on deposits 128 134 387 384
Investment advisory revenue 92 92 281 285
Corporate banking revenue 101 87 299 268
Card and processing revenue 65 78 187 248
Other noninterest income 78 64 359 226
Securities gains, net 2 26 13 40
Securities gains, net - non-qualifying hedges on mortgage servicing rights 5 6 5 12
Total noninterest income 671 665 2,119 1,905
Noninterest Expense        
Salaries, wages and incentives 399 369 1,191 1,085
Employee benefits 79 70 274 246
Net occupancy expense 76 75 227 226
Technology and communications 49 48 144 140
Card and processing expense 30 34 90 92
Equipment expense 28 28 82 85
Other noninterest expense 345 322 910 891
Total noninterest expense 1,006 946 2,918 2,765
Income (Loss) Before Income Taxes and Change in Undstributed Earnings of Subsidiaries 503 530 1,670 1,413
Applicable income tax expense 139 149 491 429
Net Income (Loss) 364 381 1,179 984
Less: Net income attributable to noncontrolling interests (1)   (1) (1)
Net Income (Loss) 363 381 1,178 983
Dividends on preferred stock 9 8 26 194
Net income (loss) available to common shareholders $ 354 $ 373 $ 1,152 $ 789
Earnings Per Share $ 0.39 $ 0.41 $ 1.26 $ 0.87
Earnings Per Diluted Share $ 0.38 $ 0.40 $ 1.23 $ 0.86
Average common shares - basic 904,474,989 914,946,545 911,056,331 903,583,951
Average common shares - diluted 944,820,608 955,490,439 952,258,953 947,246,034
Cash dividends declared per share $ 0.10 $ 0.08 $ 0.26 $ 0.20