EX-12.2 6 d385458dex122.htm EX-12.2 EX-12.2

Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividend Requirements

($ In Millions)

 

    

Three Months

Ended

     Six Months
Ended
 
     6/30/2012      6/30/2012  

Excluding Interest on Deposits:

     

Fixed Charges:

     

Interest Expense (excluding interest on deposits)

   $ 77       $ 161   

One-Third of Rents, Net of Income from Subleases

     7        14  

Preferred Stock Dividends

     9        18  
  

 

 

    

 

 

 

Total Fixed Charges

   $ 93       $ 193   
  

 

 

    

 

 

 

Earnings:

     

Income Before Income Taxes

   $ 565       $ 1,168   

Fixed Charges—Excluding Preferred Stock Dividends

     84        175  
  

 

 

    

 

 

 

Total Earnings

   $ 649       $ 1,343   
  

 

 

    

 

 

 

Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits

     6.98x         6.96x   
  

 

 

    

 

 

 

Including Interest on Deposits:

     

Fixed Charges:

     

Interest Expense

   $ 132       $ 274   

One-Third of Rents, Net of Income from Subleases

     7        14  

Preferred Stock Dividends

     9        18  
  

 

 

    

 

 

 

Total Fixed Charges

   $ 148       $ 306   
  

 

 

    

 

 

 

Earnings:

     

Income Before Income Taxes

   $ 565       $ 1,168   

Fixed Charges—Excluding Preferred Stock Dividends

     139        288  
  

 

 

    

 

 

 

Total Earnings

   $ 704       $ 1,456   
  

 

 

    

 

 

 

Ratio of Earnings to Fixed Charges, Including Interest On Deposits

     4.76x         4.76x