EX-12.2 4 d333663dex122.htm EX-12.2 EX-12.2

Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios of Earnings to Combined Fixed Charges and Preferred Stock Dividend Requirements

($ In Millions)

 

     Three Months
Ended
3/31/2012
 

Excluding Interest on Deposits:

  

Fixed Charges:

  

Interest Expense (excluding interest on deposits)

   $ 84   

One-Third of Rents, Net of Income from Subleases

     7  

Preferred Stock Dividends

     9  
  

 

 

 

Total Fixed Charges

   $ 100   
  

 

 

 

Earnings:

  

Income Before Income Taxes

   $ 603   

Fixed Charges – Excluding Preferred Stock Dividends

     91  
  

 

 

 

Total Earnings

   $ 694   
  

 

 

 

Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits

     6.94x   
  

 

 

 

Including Interest on Deposits:

  

Fixed Charges:

  

Interest Expense

   $ 142   

One-Third of Rents, Net of Income from Subleases

     7  

Preferred Stock Dividends

     9  
  

 

 

 

Total Fixed Charges

   $ 158   
  

 

 

 

Earnings:

  

Income Before Income Taxes

   $ 603   

Fixed Charges – Excluding Preferred Stock Dividends

     149  
  

 

 

 

Total Earnings

   $ 752   
  

 

 

 

Ratio of Earnings to Fixed Charges, Including Interest On Deposits

     4.76x