Other Noninterest Income and Other Noninterest Expense (Tables)

12 Months Ended

Dec. 31, 2011

Other Noninterest Income and Other Noninterest Expense

The following table presents the major components of other noninterest income and other noninterest expense for the years ended December 31:

($ in millions)			2011	2010	2009
Other noninterest income:
	Operating lease income	$	58	62	59
	Equity method income from interest in Vantiv Holding, LLC		57	26	15
	BOLI income (loss)		41	194	(2)
	Cardholder fees		41	36	48
	Net gain from warrant and put options associated with sale of the processing business		39	5	18
	Gain on loan sales		37	51	38
	Consumer loan and lease fees		31	32	43
	Insurance income		28	38	47
	Banking center income		27	22	22
	TSA revenue		21	49	76
	Loss on sale of OREO		(71)	(78)	(70)
	Loss on swap associated with the sale of Visa, Inc. class B shares		(83)	(19)	(2)
	Gain on sale/redemption of Visa, Inc. ownership interests		-	-	244
	Other, net		24	(12)	(57)
Total		$	250	406	479
Other noninterest expense:
	FDIC insurance and other taxes	$	201	242	269
	Loan and lease		195	211	234
	Losses and adjustments		129	187	110
	Marketing		115	98	79
	Affordable housing investments impairment		85	100	83
	Professional services fees		58	77	63
	Travel		52	51	41
	Postal and courier		49	48	53
	Operating lease		41	41	39
	OREO expense		34	33	24
	Recruitment and education		31	31	30
	Data processing		29	24	21
	Insurance		25	42	50
	Intangible asset amortization		22	43	57
	Supplies		18	24	25
	Visa litigation reserve		-	-	(73)
	Provision for unfunded commitments and letters of credit		(46)	(24)	99
	Other, net		186	166	167
Total		$	1,224	1,394	1,371