Loans and Leases (Tables)

12 Months Ended

Dec. 31, 2011

Loans and Leases Classified by Primary Purpose

The following table provides a summary of the total loans and leases classified by primary purpose as of December 31:

($ in millions)			2011	2010
Loans and leases held for sale:
	Commercial and industrial loans	$	45	83
	Commercial mortgage loans		76	147
	Commercial construction loans		17	63
	Residential mortgage loans		2,802	1,901
	Other consumer loans and leases		14	22
Total loans and leases held for sale		$	2,954	2,216
Portfolio loans and leases:
	Commercial and industrial loans	$	30,783	27,191
	Commercial mortgage loans		10,138	10,845
	Commercial construction loans		1,020	2,048
	Commercial leases		3,531	3,378
Total commercial loans and leases			45,472	43,462
	Residential mortgage loans		10,672	8,956
	Home equity		10,719	11,513
	Automobile loans		11,827	10,983
	Credit card		1,978	1,896
	Other consumer loans and leases		350	681
Total consumer loans and leases			35,546	34,029
Total portfolio loans and leases		$	81,018	77,491

Total Loans And Leases Owned By The Bancorp

The following table presents a summary of the total loans and leases owned by the Bancorp as of and for the years ended December 31:

					Balance of Loans 90			Net
		Balance			Days or More Past Due			Charge-Offs
($ in millions)		2011	2010		2011	2010		2011	2010
Commercial and industrial loans	$	30,828	27,275	$	4	16	$	276	586
Commercial mortgage loans		10,214	10,992		3	11		195	524
Commercial construction loans		1,037	2,111		1	3		85	252
Commercial leases		3,531	3,378		0	-		(2)	2
Residential mortgage loans		13,474	10,857		79	100		173	439
Home equity loans		10,719	11,513		74	89		220	264
Automobile loans		11,827	10,983		9	13		53	88
Credit Card		1,978	1,896		30	42		98	155
Other consumer loans and leases		364	702		0	0		74	18
Total loans and leases	$	83,972	79,707	$	200	274	$	1,172	2,328
Less: Loans held for sale	$	2,954	2,216
Total portfolio loans and leases	$	81,018	77,491

Investment in Lease Financing

The components of the investment in lease financing at December 31:

($ in millions)		2011	2010
Rentals receivable, net of principal and interest on nonrecourse debt	$	3,757	3,775
Estimated residual value of leased assets		772	900
Initial direct cost, net of amortization		16	16
Gross investment in lease financing		4,545	4,691
Unearned income		(942)	(1,040)
Net investment in lease financing(a)	$	3,603	3,651

(a) The accumulated allowance for uncollectible minimum lease payments was $79 million and $112million at December 31, 2011 and 2010, respectively.