Exhibit 12.1

Fifth Third Bancorp

Computations of Consolidated Ratios Of Earnings To Fixed Charges

($ In Millions)

Excluding Interest on Deposits:	Three Months Ended 9/30/2011		Nine Months Ended 9/30/2011
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	74	$	233
One-Third of Rents, Net of Income from Subleases		7		20
Total Fixed Charges	$	81	$	253
Earnings:
Income Before Income Taxes	$	530	$	1,413
Fixed Charges		81		253
Total Earnings	$	611	$	1,666
Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits		7.54x		6.58x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	157	$	519
One-Third of Rents, Net of Income from Subleases		7		20
Total Fixed Charges	$	164	$	539
Earnings:
Income Before Income Taxes	$	530	$	1,413
Fixed Charges		164		539
Total Earnings	$	694	$	1,952
Ratio of Earnings to Fixed Charges, Including Interest On Deposits		4.23x		3.62x